It depends. The truck repo will be a problem! You may need to first work with a credit repair company to get that removed... it may take awhile! We would need to get you with a lender (we have one who specializes in situations like this and credit problems!) Depending on your parent's credit score, how you are putting down and if the W2's/tax returns show strong income on a consistent basis! Maybe your parents can buy it with their credit, income, etc. and you can take title as Tenants in Common! Maybe do a Lease Option with them? Lending has gotten tougher in the last 4-5 years but there are programs out there! There is an FHA one where you get a 3% grant for down payment, and with the seller paying the closing costs you can purchase a home as low as 1% total move-in! Of course there are credit stipulations and FHA guidelines! Give us a call. We can work with you for as long as it takes to get you into a home. Rates are great, values are down. There are HUD homes coming that are going to be great deals!
I I do not know what you are trying to ask but being $244,860 with 2,500 square feet of living space, the home is priced at $97.94 a square foot! Quite a buy!
There are a number of reasons as to why your property is not selling, but the number one reason is price. Since we are in a buyers market and a high percentage of properties are bank owned, foreclosures or short sales, home values are $200,000 to $300,000+ lower than they were 4-5 years ago, of course depending on the home and neighborhood! For example, a home I showed last month in Wildwings was a bank owned property listed for $299,900. This home was purchased for $550,000 just fours years ago! Homes that are smaller and older than this home in Wildwings (a gated community on the golf course) listed for around the same price will have a hard time selling. There are many homes that are priced at $90.00 to $130.00 a square foot and when you have a home priced at $150 to $180+ a square foot that is comparable in side, age and location, you see why so many homes are not selling!