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  • Matt Werner

Matt Werner
Real Estate Finance (11 years experience)


Purchase Loan, Refinancing, Mortgage Planning

Ratings & Reviews
- Highly likely to recommend
06/19/2014 - fg 48114
Closed purchase loan. Brighton, MI
I can't speak highly enough about this gentleman's positive attitude, attention to detail, and delivering what he promises!! The promise of having the check in my hands for this purchase was fulfilled AHEAD of my requested time line. Every aspect of the process was smooth and flawless, unlike some places that ask for documents, then they ask for more documents....etc. They asked for all the documents that were needed and we were DONE with that aspect of the process. Matt and his team members that we worked with were MORE than pleasant and I would highly recommend doing business with Cardinal and ESPECIALLY having Matt get the ball rolling for you, because once he gets the ball going, it keeps rolling right on to the finish line without stalling out!! Matt is a GREAT asset to Cardinal, and I wish him the best in all he does.

Matt, Thanks again for the great service. You made it effortless!!
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- Highly likely to recommend
03/17/2014 - lacyrobbins704
Closed purchase loan.
Matt Werner was my Loan Officer at Cardinal Financial. Matt was very knowledgeable and professional. Not only was he able to offer me the best rate (I did shop around), but he was also very responsive when I reached out to him during the process. My experience with my mortgage was easy and hassle free. When closing day came the fees were as we discussed, and my closing was was quick and easy. I am now enjoying my new home. Thanks Matt for all your help!

You are much appreciated,

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Response from Matt


- Highly likely to recommend
01/24/2014 - user01941112
Closed purchase loan.
Initially, this was a very unnerving process for my wife and I, being first time homebuyers. We received a lot of conflicting information from friends, family, real estate professionals, etc. about how to choose a lender. Initially, we were told that we'd be foolish to go with anyone other than a local lender and that the service provided by "Online Lenders" was subpar at best. You'd be "just a number" to any online lender.

We started the process with a few local lenders and found that while they were responsive, their rates were quite high in comparison. After doing the math, we found that a substantial savings could be found by utilizing a dreaded "online lender." For a 5 figure savings, I was willing to deal with some headaches. I spoke to a few and had a conversation with Matt Werner from Cardinal Financial. Matt was very patient with me, answering every question I had, reworking our cost sheets and giving us every option out there. He worked to find us the best deal FOR US, taking into consideration all factors. The process went smoothly, we didn't miss any deadlines and closed with absolutely no issues. Matt provided me with his direct line, personal cell and even went into the office early one day to take care of a question we had. We couldn't have asked for better service.

I'd highly recommend Matt and would encourage any borrower to do their homework. Shop your local lender rate around and be sure that you're getting the best deal you can, but also be mindful of your provider's service level. Peace of mind is invaluable in such a large purchase.
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Professional Information
Cardinal Financial
3701 Arco Corporate Drive, Suite 200
Charlotte, NC  28278
(888) 364-1419
Screen name:
Matt Werner
Member since:
  • 56416