Matthew Royal is a very knowledgeable mortgage guy. When it came time to purchase a new home, I had no idea how many changes had occurred in the mortgage/home buying industry since my last home buying experience more than a decade ago. There are a lot more ins and outs involved now, even for someone with good credit. So, it was especially nice to have someone like Matthew Royal explain things to me in simple, understandable language, and walk me through the home buying process. In fact, he made the whole mortgage process a lot more easy to understand and a lot less stressful for me. In today's world, finding someone that will take the time to explain things and make the process easier for you is a joy to find.