Keep it simple , why the location? when do to you want to purchase? Where? Then price pet sq ft, age of home, then ,features or wants. You have a wide open question with multiple variables, credit score I don't think is an issue, I am not a loan officer, they will ask about your debt
Are you executor to your father's estate did you go through probate or is your father's deed a trust, revocable or irrevocable ? Sounds like there other components to chain of title that needs to be authorized, suggest to talk with your sister's title company to find out what steps are necessary for the lender
Hi Nina, My opinion is my opinion, increase truck traffic, noise, it can effect your value, would be a decrease, depends if your an abutter or close by, is material being brought in oil/petro, stone? Have to compare apples to apples, as the saying goes location location.... We have similiar issues here in Barrington where I reside, possible new gravel pit in town, new bridge to allow heavy truck traffic, concerned citizens are worried about values, water quality and rural character. Did your zoning change because of asphalt business, that might offer a business or commercial component which could increase your value. Does your town have ERZ or E78 http://www.nheconomy.com/expand-to-nh/incentives.aspx (copy hyperlink to browser) there might be incentive to lower your property taxes, did not see Lisbon on the list, your town can apply through http://www.dred.state.nh.us/ if your in Lisbon as a taxpayer does your town get a discount on pavement for the roads from this plant. Not an easy answer to your questions, suggest to seek out a local residential realtor and commercial realtor and compare their numbers who knows your town values. best of luck, good time to sell, little inventory across many market segments.Paul.
Hi Taylor , you hold the product the buyer/s want. Your in the driver's seat, buyer can pay their agent and can be put on HUD on the buyer's side. There is a reason your doing FSBO, to save money correct? 4 percent sounds like greed to me. Negotiating some people don't like to do, stand your ground and see what happens?
Hi Prallis, Contact Federal Savings Bank they have 5% down construction program, used them last year on new construction sale, I a month ago heard they may have 3% down program coming shortly. Call the Dover NH office. I'm not loan officer but I'm sure there are other limitation to program, credit, debt income ratio etc.. best of luck.Paul
Hi Robert or Mary, I looked at your listing in MLS, per my realtor ethics code standard 16-2, solicitation of client another realtor, this is obvious issue with posting to open forum and to the world wide web. you did post this to an open forum. I don't want to cross the line, I did check real-data information you are correct county records are correct , town data is correctHave your agent go to listing maintenance in NNEREN ( the MLS), at very top of edit field click "Get Tax Info" button, he inputs your street name only and zip code, it will populate your tax map lot 000014, lot 000015. Within one to two days, Zillow site will refresh with new tax map data. Hope this helps, Zillow pulls data via the MLS, so tax map-lot info will populate and should correct the issue on the Zillow site automatically.Kindest regards, Paul
Hi Trippytom, Has your buyer agent run real numbers for the property based on sales the past 2-3 months since this peak season of selling, if their is other interest from another offer, there will likely more after this holiday weekend, it comes down to dollars and terms with Fannie Mae, just because you made an offer , rejected and price change, the seller may have been making a price change already and it fell in line with your offer. If multiple offers there could me more then one other offer. 60 days on market in not along time. What is normal DOM in the area of this property? Negotiations is not always fun if your not holding the product. Think about your 3% of difference, think about time to continue looking, moving, interest rates, other inventory in area. Another months rent, or in middle of tax cycle you might have to credit seller money at closing table meaning more money out your pocket. Longer you wait, more buyer traffic through that door, don't be surprised another round of multiple offers.I suggest sooner you reply the sooner your answer or before another offer comes in. Hope this helps
Just some FYI - definition of the word foreclosed or foreclosure have two different meanings, foreclosure or foreclosed are the acts that happen prior to or in middle of transaction between a defaulter of the mortgage of the property with their lender calling in the mortgage for failure of payment, there could be other reasons for default to but that is another subject. I believe you are seeking an REO list, means bank owned real estate. Properties that has already been foreclosed on. Most of these sites mention in other advice post are REO properties already owned by the banks.Below information is if you are seeking to purchase at auction because property is being foreclosed on by the bank. Most common places to find properties that are going to foreclosure is Public notice section of your local paper. Also researching your local registry of deeds. Google "foreclosure auctioneer" in XXX. 3rd option depends on the state your looking to purchase : Is the state judical or non-judical? Judical state notice of default most times can be obtained at court house, many county courts post their daily dockets on their website too. I suggest seek out a foreclosure specialist/realtor who knows the in's and out's of the business, be loyal to him/her, since they will want to be compensated by a sale, most foreclosure companies, REO asset companies & auction firms do pay the selling agent. Hope this help, good luck with your search. Best,Paul M
This is perfect example why we need the consumer protection act- can you say Elizabeth Warren. I'm not in favor of the Dodd-Frank act but your issue is a reason for this. Sorry but 41% increase more for PMI smells fishy, whole reason for a good faith estimate (GFE), sounds like yours was BSFE, you can figure out that acronym. Suggest , your in Boston, perfect state to dispute, consult with your agent and attorney, if you have one, might want to call the Mass banking commission. Did you sign the new GFE? Stinks they kind of have you over the barrel, they wait till the very end? That is poor service, hope you can resolve. best-Paul M
Zillow's IDX feed for pictures from various MLS system through out the country maybe are controlled at the local MLS level. Many MLS's are making money off certain fields that they provide to varies IDX feeds to many providers. I'm figuring/guessing if the list price has not changed or mls number not changed, Zillow is only pinging certain fields in your mls, think about bandwidth, servicers, etc. Suggest to manually rotate your photos, via Zillow dashboard. Living in the Northeast, I hate it when it is June and I see an agent's listing with snow photos, they are not doing the seller any favors, pictures do sell, the more the better. Hope this helps