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Profile picture for Michael Taylor

Michael Taylor

Lender

Mortgage Consultant (18 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Ratings & Reviews

 

  
 

04/20/2009 - galinadid
Closed purchase loan. Prunedale, Salinas, CA 93907

I cannot be thankful enough for Mike's help with financing the loan. His competence, consideration, honesty, and clear communication made the funding of the loan smooth and fast. Zillow should be proud of having him on its team.

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08/31/2008 - dilekim
Gave me a quote on Zillow, but it did not work out. Midway City, Seal Beach, CA 92683

I would like to thank Michael for answering all my questions in a clear & detailed and honest manner.

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08/20/2008 - torik
Gave me a quote on Zillow, but it did not work out. Moorpark Home Acres, Moorpark, CA 93021

There were unfore seen circumstances that arose prior to lending that made the purchase fall through. Mike was excellent in turn around time, advice and follow through. I strongly recommend using him. I will use his services in the future when our circumstances have returned to normal.

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Response from Michael

 

  

08/14/2008 - oaknqy
Gave me a quote on Zillow, but it did not work out. Neal, Palo Alto, CA 94304

I appreciated getting such a quick and detailed reply from him regarding my GFE. His email was very courteous. I would recommend him again even though I ended up going with a local lendor.

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08/06/2008 - ssg10
Gave me a quote on Zillow, but it did not work out. Turtle Rock, Irvine, CA 92612

Very informative

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10/23/2008 - sabeluv
Gave me a quote on Zillow, but it did not work out. Mayflower Village, Arcadia, CA 91006

I think Mike did an exceptional job. Gave wonderful advice. Kept me really updated about current interest rate every day. He also let me know what could possibly happen. Very wonderful person. If it was not because I signed another document by accident to another mortgage consultant. I would definately picked him. He gave me some awesssomee rates. Definately would recommend him to someone else.

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10/09/2008 - Jayanta Bose
Gave me a quote on Zillow, but it did not work out. West Park, Irvine, CA 92606

Mike has been very responsive. He understands my situation and keeps me updated with how the market ups and downs are affecting my goal. Overall I am very satisfied with Mike's service and am surely looking forward to close the loan with him.

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09/26/2008 - maddogmadek
Gave me a quote on Zillow, but it did not work out. Trabuco Canyon, Rancho Santa Margarita, CA 92688

No loan was available at this time that fit us, but Mike was very helpful in his knowledge and information given on our current loan. Instead of pushing us into a loan that wasn't right, he recommended staying with our current loan as it was better then anything else out there. Thanks Mike!

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09/29/2008 - uyenlet
Gave me a quote on Zillow, but it did not work out. Blossom Valley, San Jose, CA 95136

Mike helped me understand my loan options and was very thorough. He was extremely responsive and very professional. I recieved numerous quotes from other brokers and lenders including my own bank but none where as thorough as Mike. He clearly explained the loan guidelines and was always a step ahead. I would highly recommend Mike.

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09/23/2008 - Irenezhang
Gave me a quote on Zillow, but it did not work out. Amber Hills, San Bernardino, CA 92346

Michael is very professional, knowledgeable and friendly. He not only offers lower rates but also has great judgement. During our purchase, everytime I call or email with a question he'll get back to me promptly. Normally if you have less than 20% down, an escrow/impound account is required by the lender and that's usually the fine text for the rate you get online. You have to pay extra .25 point at time of closing to waive such account or you'll have the lender collecting 6 months of property tax+insurance at closing. Michael could get loans with no escrow/impound account if you could put more than 10% downpayment. That's a huge plus thinking about all the hassles of the escrow account if you do some research on the web. I really appreciate all the help Michael provided for our loan purchase and would definitely recommend him to other friends.

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