Annapolis/Anne Arundel MD Short Sales Specialist
IF YOU ARE CONSIDERING A SHORT SALE, YOU NEED A LISTING AGENT WITH A LONG AND SUCCESSFUL TRACK RECORD CLOSING SHORT SALES OVER A PERIOD OF YEARS--NOT ONE WHO LISTED HIS OR HER FIRST SHORT SALE IN 2010!
YOU ESPECIALLY DON'T WANT TO BE THEIR FIRST SHORT SALE LISTING, DO YOU?
(If you are considering buying a short sale, you need an agent who can evaluate the likelihood of the listing agent representing the seller, being able to get the deal closed so you don't waste months spinning wheels!)
I HAVE CLOSED DOZENS OF SHORT SALES representing sellers with all of the big banks -- Bank of America, Wells Fargo, JP Morgan Chase, Citibank-- and many of the second tier lenders and loan servicers.
IF YOU ARE CONSIDERING A SHORT SALE, YOU NEED A LISTING AGENT WITH A LONG AND SUCCESSFUL TRACK RECORD CLOSING SHORT SALES. . Many agents are now jumping into the short sale arena due to the number of owners who need short sale assistance.
Nationally, anywhere from 70% to 90% of short sales fail. Do you want to play those odds with an inexperienced agent representing you? My track record representing sellers: BETTER THAN 90% OF OUR SHORT SALES CLOSE, with sellers who work diligently with me to get the sale done.
Many agents now are jumping into the short sale arena with absolutely no experience or training while others take a two day course and represent themselves as experts. Two days won't make anyone an expert in short sales. The essence of these courses is typically to teach an agent what documents are required to go into a short sale package to be submitted to a lender.
None of these courses teaches an agent how to deal with the lenders and loan servicers or their bureaucracy to obtain approvals. That can only be gained by experience.
Short sales involve extensive interaction with lenders and loan servicers over lengthy periods. Most agents are neither staffed properly to handle this type of transaction, nor temperamentally well suited for the required hands on effort over extended periods needed to get short sales to closing.
As a seller, you need an agent who has successfully worked with dozens of lenders and loan servicers, second lien holders and mortgage insurers. In fact, you need an agent like me, there really aren't many out there with my experience and track record.
You need an agent who is on top of all of the latest government programs, such as HAMP, HAFA, and Maryland's Foreclosure Mediation Program. Who has an experience based understanding of how lenders, mortgage insurers, and loan servicers work. Who understands the different requirements and strategies necessary to successfully deal with second lien holders, Fannie Mae, Freddie Mac, FHA, VA and Conventional Loans.
You need an agent who knows the importance of determining who actually owns your loan and knows how to find and contact that owner when necessary. You need an agent who has actually successfully represented homeowners in obtaining loan modifications and understands the roadblocks lenders and servicers will throw up and why.
CALL ME TODAY FOR A NO COST CONSULTATION IF YOU ARE CONSIDERING A SHORT SALE. THE DIFFERENCE BETWEEN ME AND ANY OTHER AGENT ATTEMPTING TO LIST YOUR PROPERTY AS A SHORT SALE WILL BE OBVIOUS IMMEDIATELY.