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Profile picture for Michael  Favor III

Michael Favor III


Rates So Low Your Head Will Turn, National Mortgage License S (12 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

HI! As you can already tell from my picture... I prefer to be different then your traditional Mortgage Banker. Please read below and I'll explain how I choose to be make sure that not only am I different from most, but how my differences will benefit you on your journey to obtain a mortgage for purchasing a home or refinancing an existing home loan.

Let's start with HOURS... You can reach me from 6am to 10pm 7 days a week, In addition to that after being pre-qualified with your initial numbers, income and your credit. I will provide you with my personal cell phone number that you can feel free to contact me on at your leisure to answer any of your mortgage questions and needs. 

Next point of COMMITMENT from me to you is my dedication to making sure that you're obtaining the most competitive interest rates available. I encourage you to shop around for a mortgage both prior to meeting and speaking with me as well as after. Let's face it, we both know that I can tell you that i'm going to be the most competitive and that you're getting the best rate...but unless you do the research yourself that you won't be confirmed!

Although there are many more differences, I will finish with this one before the allotted amount of characters in this box that i'm typing in runs out and that is EDUCATION. Having 10 years+ in this field and handling thousands of mortgage transactions (I know I look young to have that much experience...but age is just a number) I will not only be able to apply the various ways to obtain financing for you, but I will educate you on the entire process from start to finish as well as let you know all of the pieces of the puzzle on how I'm going to be able to finance your loan. This way if you decide that at the end of the phone call or meeting together that you don't like me anymore, at least you know what you need to do in order to obtain a loan!

With rates hovering around all-time lows right now, whether you're a first time homebuyer or haven't purchased a home in years... and maybe just interested in refinancing... NOW is a great time to make that move! My time with you comes at zero cost out of pocket. We do not collect any money up front to run your credit or to pre-approve you for a loan...and there is ZERO money out of pocket to us to process your loan for an underwriting approval!

I look forward to speaking or meeting you in the near future and making this mortgage process a smooth and efficient event for you to enjoy. Remember --- This process is only as stressful as you make it! Contact me today via phone or email and I can immediately send you over a list of items to start to prepare for when you're ready to proceed with your home financing!

Live to Work, Don't Work to Live!

Michael Favor III
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Ratings & Reviews


03/28/2014 - dmcs1118
Closed refinance loan. Middletown, NJ

My experience with Michael Favor III was absolutely great. He is very responsive to all issues that arise and proactive in determining resolutions so that the loan gets closed relatively seemlessly. The whole experience was very impressive especially in today's business environment where most people do not know how to "get it done." I would recommend Michael and his company highly.  More Less 

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12/24/2013 - cakin07
We connected, but it did not work out. Looking in Lake View, Chicago, IL 60657

Michael was able to give me a quote when I started my home shopping experience. He was very knowledgeable and fast in response. The thing I appreciated about him was being straight forward with me and cutting through the BS sometimes a lot of people in the realty business do. It didn't work out as i have a local lender that is able to cover my needs.  More Less 

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12/20/2012 - user802268
Closed purchase loan. Barnegat, NJ

3rd Generation was the best company I have ever dealt with. They completed my transaction very promptly. They were very professional and answered any questions I had within minutes. I would recommend 3rd Generation Home Loans to anyone.


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