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  • Michael Patterson

Michael Patterson
WA Region Branch Manager, MLO 69386 (14 years experience)


Purchase Loan, Refinancing, Mortgage Planning, FHA, VA, USDA, Manuf Hm, Const

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A bit about me personally... I'm a husband and father of two, with an amazing 5 year old starting Kindergarten this year, and a 22 month old quickly on his big brother's heels. My wife and I just celebrated our 10th wedding anniversary this August. We're both native Washingtonians, and our family, friends, church and community are main priorities in our lives. Our family motto is "Blessed to be a blessing", and we strive to always live by that creed. Our lives are busy and getting busier by the day with preschool, soccer, lots of reading and play time... so much fun being a Dad though! I grew up in Washington and have been all over our beautiful State. I was born and raised in Eastern WA so I know that WA isn't ALWAYS cloudy, raining or overcast. Just mostly... ;) I do miss the 300 days of sunshine per year east of the mountains, but we get over there regularly though. Just took up fly fishing so hope to be there even more often now.

On the professional side... I'm the local WA Region Branch Manager here in the Greater Puget Sound area. I've been lending since 2000, but I haven't seen a marketing as interesting as it is today. Volatility is the new normal. Rates are incredibly low, and there's always opportunities in real estate. Although we're licensed in 42 states, were right here with our local team, local presence and local networks of experts, all lined up to help you.


"Are these guys for real!?!? As if buying a home is not stressful enough, try finding a home, getting financed and moving all within 3 weeks! This was not our first home purchase but it was by far the easiest. I will be the first to admit I am a very demanding client and ask a million questions, several times a day, 7 days a week. Both Michael and Kenton were highly receptive to our needs and worked well over their shift hours to accommodate our needs and concerns. Never did I feel un-important or "set aside". I trusted each one of them during the entire process and I will never recommend anyone else for loan services other than them. I consider them friends and could not speak more highly of their professionalism, hard work, dedication, commitment and optimism. If you're looking for a lender that thinks outside the box; these are your guys. They took part in providing my family our dream home we never thought was possible. Thank you! "

Tayler T
Puyallup, Wa

I tend to see myself as an educator, and try to always take that approach with clients. We offer regular Online Home Buyer University Workshops free of charge to our clients. We are a direct seller/servicer with Fannie Mae, Freddie Mac and directly endorsed by HUD. We provide Conventional, FHA, 203k, HomePath, VA and USDA Guaranteed Rural Housing financing options. In addition to "stick built" home financing, we are also experts in the area of Manufactured Homes and Modular Homes. In fact, this is what the company was founded on back in 1988and has built a reputable name across the country. There are very few lenders left that truly understand Manufactured/Mobile Homes and have the capabilities needed to successfully close your transaction.

I look forward to helping YOU accomplish your goals!

Ratings & Reviews
- Highly likely to recommend
07/24/2014 - bpalachuk
Closed Home equity loan. Sunset, Renton, WA
I have known Michael for years and finally had the opportunity to have him as our lender. He gives outstanding service and gets you the best deal possible. He's very responsive and explains things in great detail. I will most definitely refer him to anybody I know - as a matter of fact, I referred him to my daughter already! If you want great service from a very knowledgable and trustworthy person, contact Michael Patterson.  MoreLess
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- Highly likely to recommend
05/19/2014 - zuser20140519200226636
Closed purchase loan. Kennydale, Renton, WA
Michael and his team are mortgage loan ninjas!!! My husband and I were in a dilemma trying to get a loan after getting a last minute rejection from BOFA, 6 days before the agreed close date! I emailed Michael at 10:30pm on a Wednesday, informing him we needed his help and less than 10 minutes later (this is not an exaggeration) Michael emailed back with all the information he would need from us in order to approve us for a loan. Now, a week and a half later (again not exaggerating) we are scheduled for escrow signing tomorrow morning. Michael, Krista and Melissa saved us from losing our soon to be home. Rest assured you are in honest hands with them. Michael and his team were extremely easy to work with and went above and beyond to make sure we got approved. I cannot thank them enough!  MoreLess
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- Highly likely to recommend
07/23/2013 - MarkClaussen
Closed purchase loan. Colbert, WA
I have worked with many lenders over the years and Michael has provided the highest level of service HANDS DOWN! Not only did I know that I was being taken care of by him and his staff, but his knowledge of the mortgage world, real estate, underwriter expectations and the ever changing finance rules is greater than everyone else I have worked with combined!

If you are looking for a knowledgeable, no B.S. mortgage broker & a competitive rate Michael is the clear choice.
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Professional Information
Land / Home Financial Services, Inc
22525 SE 64th Pl, Suite 220
Issaquah, WA  98027
(425) 289-1102Click to view
(206) 423-4000Click to view
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Michael Patterson
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  • 69386