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Profile picture for Michael Zapkowski

Michael Zapkowski


Senior Mortgage Advisor, CA BRE License (12 years experience)

Purchase Loan,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

For over a decade, I've had the pleasure of helping thousands of California families turn their dream of homeownership into reality.  I strive to offer families affordable financing options whether their first-time home buyers, seasoned investors, or homeowners looking to refinance. If you would like to explore your home loan options, please contact me directly for a complimentary, no obligation, and strictly confidential financial analysis.

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Ratings & Reviews


07/28/2014 - MLWBSWU
Closed refinance loan. Pinehurst, Seattle, WA

I have refinanced my primary residence with Michael. The process was done smoothly from end to end. I was able to save money with lower interest rate. It was a good working experience to remember.

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06/29/2013 - user08321541
Closed refinance loan. Clovis, CA

Michael and his Integrity Team made the process as pleasant as it could be. From the first call questions were answered with concern and options presented that showed to me he was knowledgeable and Integrity was reputable. In addition, all of the support staff was the same. Willing to help in the process, knowledgeable and there when you needed them. They monitored the process from start to finish.  More Less 

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06/28/2013 - jmrozins
Closed refinance loan. Stevenson Ranch, CA

Michael helped us both with our original loan and a subsequent refinance, and we were extremely happy with the rates, service, timing, knowledge -- basically everything about our transactions. We've worked with many lenders/brokers etc. in the past as we do a fair amount of real estate investing, and Michael is a league above all of them in every respect.  More Less 

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