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Profile picture for Michael Zapkowski

Michael Zapkowski

Lender

Senior Associate Broker, CA BRE License (12 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Ratings & Reviews

 

  
 

09/06/2012 - user252079
Closed refinance loan. Kensington, San Diego, CA

Michael was very helpful and thorough throughout my refi - making it a very easy and painless process!

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Response from Michael

 

  

09/02/2012 - sidesway
Closed refinance loan. Blossom Valley, San Jose, CA

MIchael and Ben were great. I've refinanced before but not fully online as this and I had questions along the way. They were very responsive and answered each question immediately. Thanks!

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Response from Michael

 

  

08/28/2012 - user6990122
Closed refinance loan. Marsh Creek Springs, Danville, CA 94517

This is my second refi with Integrity First Financial Group in one year. Michael was my agent in both transactions. Michael was just terrific to work with. He understood my needs and was able to deliver in a timely and professional manner.

I would highly recommend Integrity First Financial Group for your next refi. Even better if you can get Michael as your agent!

Now we're enjoying a low mortgage rate with little of of pocket costs to make the change.

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Response from Michael

 

  

08/23/2012 - dgray418
Closed refinance loan. Olive, Orange, CA 92865

I just completed my loan with Michael today and I couldn't be happier. He and his team were extremely helpful,efficient and professional. They did a great job. I wouldn't hesitate to use him again or recommend him to all my friends.

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Response from Michael

 

  

08/22/2012 - user4546404
Closed refinance loan. University of Richmond, Tuckahoe, VA 23229

The IFG team was great - they were responsive and my loan closed in accordance with the timeline they projected. Also, all fees and expenses were well within the disclosures. Michael and Ben were easy to contact even with a time zone difference.

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Response from Michael

 

  

08/16/2012 - user163242
Closed refinance loan. Encinitas, CA

Top of the line service and efficiency. All my questions were quickly answered. Mike and Ben handled everything. Good job!

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Response from Michael

 

  

08/02/2012 - dorene43
Closed refinance loan. South Beaverton, Beaverton, OR 97008

He was very straight forward and honest each step of the way. The company was good to work with except for going into my checking account and asking questions about deposits which I thought was strange.

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Response from Michael

 

  

07/31/2012 - user179750
Closed refinance loan. Silver Lake, Los Angeles, CA

This was my 5th or 6th refi. I was concerned the Mike was in San Diego and was in Los Angeles. But Mike's outfit, Integrity First Financial Group, made an outstanding team. Every step of the loan process was carefully explained, every phone call and email was promptly answered. No document was ever "Not received . Please send again." The distance separating us was never a problem. Could not have been smoother.

Mike promised a loan closure in 30 days. It was actually 29. Mike and his guys did an outstanding job.

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Response from Michael