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Loan Officer, Military Mortgage Specialist
Ratings & Reviews
I don't personally know Mickey. I'm doing my own investigative research on refinancing and came across a blog on Zillow where several lenders have made comments on "best practices". After reading several I just want to make s simple comment, thank you Mickey for cutting through the minutia. Your clients are in very good hands.<br/><br/>Jeanette in AZ
Was pre-approved. North Scottsdale, Scottsdale, AZ 85259
I don't personally know Mickey. I'm doing my own investigative research on refinancing and came across a blog on Zillow where several lenders have made comments on "best practices". After reading several I just want to make s simple comment, thank you Mickey for cutting through the minutia. Your clients are in very good hands.
I have refinanced before and this was the easiest time ever. It took less than 24 days to close my loan. I was extremely happy with my rate and the service Mickey provided. I will definitely recommend him to my family and friends.
Closed purchase loan. Ashburn Village, Ashburn, VA 20147
Mickey was patient and explained the whole loan process thoroughly. He was always courteous and returned phone calls promptly. I thought I would have to shop around looking for the best rates. But I soon realized that I was in good hands because his rates were great and the service was impeccable. Sometimes you forget that the service, speed, and communication is the most valuable commodity.
We connected, but it did not work out. Looking in Wheaton, Silver Spring, MD 20902
I DID NOT use Mickey Metzger as my mortgage broker. So why am I reviewing him so positively?
Before moving to the DC area, I had a very positive relationship with our North Carolina broker, who, like Mickey, was a Fairway independent broker. We were inclined to stick with Fairway due to the aforementioned prior positive experiences with Fairway.
Mickey was very prompt in all correspondence, answered all questions patiently so that a layperson like me could comprehend, and was very genial.
More importantly, out of all the lenders or brokers I contacted, he was the only one who suggested that I investigate the idea of "single premium mortgage insurance" instead of the traditional monthly PMI payments or lender paid PMI (often referred to as "premium PMI"). Because of this suggestion, I was able to obtain a lower rate that will likely save me $20,000+ over the life of the loan. Unfortunately, a competitor was able to give a lower rate than Mickey could match. Despite this, Mickey encouraged me to take the better rate and he even offered to look over the good faith estimate and make sure everything was in order.
Based off these interactions with Mickey, I believe him to be a smart, ethical mortgage broker (words, I might add, not always associated with mortgage lenders); one whom I would immediately call should I need to buy or refinance a home in the DC area in the future. Highly recommended.
Mickey helped me refinance my mortgage. He was very patient because he knew that I was holding out for a specific rate. He would update me weekly to let me know what was happening in the market. Once my target rate was obtainable, He contacted me and he was able to get it closed in 3 weeks. WOW, I was truly amazed on his attentiveness and how quickly we were able to get it squared away. Thank again for your professionalism Mickey. I will definitely use him in the near future for our new home purchase.
I have known Mickey for a number of years and found myself considering mortgage refinance options at the same time he had switched careers. Even though he was fairly new to the industry, I found him to be incredibly knowledgeable on the different options available to me. He is also a straight shooter who assessed my needs by listening to me, then offering his opinions AND consulting his business colleagues to provide the best advice suitable to my needs. His number one priority was to give me a options that worked best for me. I couldn't have asked for more from a mortgage loan officer. Thanks Mickey!
Mickey helped me get prequalified for a home purchase. It was a down to the last hour because my other lender dropped the ball. Mickey and his team where able to get me qualified with in 24 hours and I had my letter to present to the seller. What a great experience. The property I wanted ended up being sold to someone else, but I am going to keep on looking and will definetly use Fairway Independent Mortgage and Mickey Metzger again.
Closed refinance loan. Blevinstown, Fairfax, VA 22030
Mickey and I have worked on getting my loan refinanced for a couple of months and found myself considering mortgage refinance options from other companies as well. I found him to be extremely knowledgeable on the different loan program options that were caterd toward my loan needs. He listened to me, then offered his opinions and consulted his business colleagues to provide the best option available. His number one concern was always what was BEST for me and my family. I couldn't have asked for more from a mortgage loan officer and that is why I choose Fairway Independent Mortgage. Thanks Mickey!"
Response from Mickey on 11/09/2012
Wow. Thanks Joe for writing such nice things. It was a fun process and I am glad we took care of your family needs. Have a great one and I look forward to working with you in the future. Take care and God Bless, Mickey Metzger. www.MickeyLends.com
Applied for a loan, but it didn't work out. Manassas Park, VA
It was a very good experience working with Mickey. I always got a timely and friendly response from him. When we will decide to buy our house I will definitely approach him rather than the big banks.
Response from Mickey on 11/09/2012
Thank you so much for such a glowing review. It was never a problem answering your questions. I know it can be a confusing and difficult process. I look forward to working with you on your new home purchase.