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Profile picture for Mike Politzer

Mike Politzer

Lender

mortgage broker (15 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

Mike and his team delivered an excellent loan to us meeting a 14 day loan contingency removal and we closed in 27 days in an extremely competitive Bay Area real estate market. We are thrilled with his knowledge and expertise!

  

06/30/2015 - siliconmountain
Closed purchase loan. Petaluma, CA

Mike and his team delivered an excellent loan to us meeting a 14 day loan contingency removal and we closed in 27 days in an extremely competitive Bay Area real estate market. We are thrilled with his knowledge and expertise!

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06/18/2015 - sweetdream111000
Closed purchase loan. Vallejo, CA

Mike was recommended to me by my co-worker who also liked working with Mike. He and his assistant, Lisa Van Court, were able to help me fund my loan with ease. It went so smoothly and they made it not stressful at all. As long as you have your papers in order, it was just a matter of emailing them and they took care of the rest. They responded to my questions quickly and Mike even took my calls during the weekend. That is GREAT service and they are very professional!

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05/23/2015 - feketeemily
Closed refinance loan. Livermore, CA

I worked with Mike Politzer since year 2002. He helped me obtain my very first loan at the time of purchase of my home. I instantly felt a professional, personal connection, his understanding of our family dynamics so important to make ones biggest financial decision. He also helped me refinance 3 times since then, all this within 13 years ! I am very satisfied with his professionalism, his knowledge, quick responsesivness, follow through and explaining in detail every step of selecting and obtaining my loan. I could not be more comfortable and at peace with a financial decision of this magnitude I had to make. I highly recommend his services to everyone who needs help with a mortgage.

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02/23/2015 - bs talk
Closed purchase loan. Redding, CA

Mike was a complete professional. Not only did he provide great service but answered all my questions and even worked scenarios for me which allowed the best purchase possible.

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10/10/2014 - user8064172
Closed purchase loan. Atascadero, CA

Mike's service in processing our new home loan was simply excellent. He not only impressed my wife and I, but our Realtor as well who had initially pushed hard for us to choose someone local. My wife's comment after closing on our new home was, "I can't believe how easy that all was." It really was, with no reservation whatsoever. Mike was always there to answer any questions we had and after every conversation I always felt like we had been given sound and knowledgeable advice. Mike will be our go-to for our future real estate financing needs and I would not hesitate to recommend him to anyone.

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09/23/2014 - user72594151
Closed purchase loan. San Rafael, CA

I have just completed on a house purchased with a mortgage arranged by Mike, and I'm honestly not sure I would have it without him!

Despite having purchased 2 properties in England previously, this was to be my first experience of the very different processes for house purchase and mortgage provision in the USA. I was recommended to Mike by a friend who had gotten his mortgage through Mike and proclaimed him to be awesome.

Right from day 1, Mike took the time to explain everything about the process, right from the basics in beginner terms. I quickly got the impression that he was going well beyond the call of duty in the time he was investing in giving me advice.

When I eventually found my dream home in Marin, it was a high-demand house in a competitive bid scenario. My realtor initially put pressure on me to go with their preferred banks that are known to complete quickly, in order to secure the offer, but Mike promised to beat the timescale offered by these "best in class" banks, and so an offer was agreed with a condensed timeline as a result.

I'm pleased to say that Mike managed to wrangle the underwriters and deliver on schedule. There were a few difficult moments when the seller's realtor made an error on a contract, but Mike worked overtime and resolved it. I now own the house and it is in large part thanks to Mike.

I would definitely recommend Mike, and especially so for anyone that is new to the process and feels daunted by the task. I think even my realtor has been converted!

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08/11/2014 - pgknopp
Closed refinance loan. Radum, Pleasanton, CA 94566

Mike was exceptional in every regard. All communications were professional and prompt. In contrast to my experience with others in this field, Mike consistently, punctually, correctly followed through on all tasks. His knowledge and persistence were essential in completing the re-financing.

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07/30/2014 - drrath
Closed purchase loan. Martinez, CA

Mike understands the FHA loan process really well. It helped us go through the process from beginning to end without any problems. With his guidance we started the pre-approval first and spend about 6 months looking for the right house. When we found this house just like we were ready to make the offer, Mike was ready to generate all the supporting documents needed. During the documentation of loan underwriting Mike gave specific and clear instructions such as tax files needed, income documentation needed, addessing past history of credit issues and complete the loan requirements on time. When our offer was accepted, the loan rate got locked right away as he had been educating us about the current load rates and fluctuations, other requirements such as MIPs and other costs. We benefitted from tagetting the correct time to get an optimal lender credit when closing. He was always reviewing the information submitted and contact us right away to make sure all the loan paperwork was in order to avoid potential delays. Mike also closely worked with our Realtor and Tittle company to make sure closing will occur as agreed in the contract. For us we needed a well experienced loan officer to make our home purchase work and we were so glad we had Mike with us all the way. Thank you and job well done Mike and we also want to thanks all of at RPM Mortgage giving Mike and us the full support nneded to achieve the closure in timely manner.

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07/09/2014 - user4608800
Closed purchase loan. Vallejo, CA

We had a difficult situation and Mike was very available to answer all my questions or handle anything I was confused about. Every time I called he answered his phone any time of day and if not he called back within the hour. He kept things moving along and got our loan dispite the craziness!

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04/08/2014 - olegsyrel
Closed purchase loan. Almaden Valley, San Jose, CA

My situation was challenging: first-time buyer with decent credit score but low down payment, no reserves, and only three weeks to close. Mike made it all happen: he was extremely knowledgeable, helpful, and responsive all the way through the process, which worked without a single hiccup, like a well-oiled machine. And we didn't even have to get mortgage insurance. Thank you, Mike!

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