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Profile picture for David  Stein

David Stein


Direct Lender- VA Expert (14 years experience)

Buyer's Agent,
Purchase Loan,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.


I am the COO of Blue Wave Funding and a long time Mortgage Loan Professional, VA loan Expert, FHA and Conventional loan Expert and a Direct Lender for the last 12 years! I have many new and niche programs that many other banks and lenders don't have including .5% down purchase programs, loans down to a 560 credit score, VA Loans, FHA loans, Reverse loans, Conventional loans.
I also can get you an APPROVAL, not a Pre-Approval in 24-48 with the remaining conditions needed to close the loan, so that you can get the loan APPROVED prior to putting in an offer. This will ensure that your offer will be accepted just as if it was a Cash Offer. That approval will also apply to refinances as well.
24-48 Approvals! Stop Fighting to get your Purchase offer accepted!

Ask about my niche Buying Programs
* VA Loan Specialist (check out my Veteran & VA site)
* 2 years out of Foreclosure Purchases!
* VA Loans with a 500 credit score!
* 100% VA Cashout Loans!
* 150% VA loans!
* 90% Jumbos
* .5% Down FHA Purchase Program!
* 500 FHA FICO Purchase Program!
* 3% Down Conventional Loan Purchase!
* Unlimited LTV on HARP loans! (fannie and freddie loans)
* Buy a New Home one month out of a short sale(If you were current on the old mortgage)

Please go to my website to get more information!

David Stein
Mortgage Banker
Blue Wave Funding
NMLS ID #343820
DRE LISC #01864975
858-337-9744 Cell
858-206-2298 Office
888-453-0458 Fax
BBB "A+" Rating

Direct Lender Licensed In California, Colorado, Washington, New Mexico

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