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Profile picture for Traci Dellinger

Traci Dellinger


Senior Home Loan Specialist (16 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I am a proud wife & mother of 1 teenage boy! I was born and raised in the small town of Lincolnton NC. My family and extended family all reside here in Lincoln County. In my free time, I enjoy spending time at Lake Norman with family & friend, watching my son play basketball, baseball, and football, working in the yard, and shopping. I love clothes and shoes...I guess you could say that I'm a typical Carolina Girl!!

I am on the Board of Directors for Boger City Optimist Club in Lincolnton NC as fundraising director but help with concessions, scheduling, name it, I've done it!

I am also serving my 2nd 3 year term on the Lincoln County Board of Realtors Board of Directors. My specialties include PR, fundraising, and website design.

Oh, can't forget my dog, BOGER! A long eared basset hound that loves his mommy, ME!

This Is How I Help Home Owners and Buyers:

My team works with each client to determine the best home loan for every scenario taking into account not only the impact of the loan on their finances today, but 5 and 15 years down the line.

Our rate option guarantees that our clients get the absolute best rate even after it is locked by allowing them to "floatdown" to a lower rate if the market rate goes down prior to their closing.

This Is How We Help Real Estate Professionals:

Our team loves working with Realtors to help them build their business with video marketing, advanced listing presentations, and social media training just to mention a few. To get more information about how we can help you, check out

I Specialize in real estate purchase and refinance mortgage transactions. I am a licensed loan officer/mortgage broker for North Carolina. Licensing requires a thorough background check, fingerprinting, and credit check. If you are looking for knowledge and expertise, make sure they are licensed not just registered with the NMLS. My NMLS number is 45092. Check out my credentials at

I am your home loan expert for Lincoln, Gaston, Catawba, Cleveland, Mecklenburg and surrounding counties in North Carolina. 100% USDA, VA , FHA home loans, Homepath, Conventional
Equal Housing Lender

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Ratings & Reviews


02/19/2015 - user32999338
Closed purchase loan. Vale, NC

Traci was awesome. Everything was easy and quick. If anything needed to be signed, we were notified immediately and it was taken care of swiftly. All information about our loan was easily accessible, and every detail was made clear and understandable. She helped us every step of the way into our beautiful home.  More Less 

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Response from Traci



08/27/2014 - brandonandsarasmom
Closed purchase loan.

Great people to work with and would highly recommend them. They were very helpful and made buying a home and closing on the loan easier than our first home loan. Very friendly and knowledgable. They were very quick to get back with you and would go above and beyond to help you get the correct information.  More Less 

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Response from Traci



05/29/2014 - mothermoose
Closed purchase loan. Hickory, NC

Traci, was very helpful, walked us through the process, told us from day 1 how things worked, what to expect. Would recommend Traci to anyone who needs a mortgage of any kind. The most endearing quality to us is that she listened to what we said and explained the process to us so understandably. Again if you need a mortgage see Traci she will walk you through the process and most importantly keep you updated on what's going on.  More Less 

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Response from Traci


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