j. daniel chando
Thanks for visiting my website. The main reason I designed this website is to assist you in getting the best mortgage loan with the lowest interest rate and lowest closing costs.
With 31 years of mortgage lending experience, I still love the challenge of competing with other mortgage brokers and lenders. So if you are in the process of buying a house, looking to refinance your current mortgage or need to be prequalified for a mortgage loan, you came to the right Loan Officer and Web Site.
Listed on the left hand side are (4) Loan Programs, USDA, VA, FHA and Conventional. Each one contains a brief description of the loan, example of a "detailed" Good Faith Estimate (GFE) and a GFE Request Form. Choose which loan suits your mortgage needs and simply fill out the GFE Request Form at No Obligation to you! If you are undecided on a Loan Program, just complete any GFE Request Form and I will assist you in your decision.
Step 1. Challenge Me. You're Goal and My Goal is to find you the best Mortgage Loan that the market has to offer. You deserve the Lowest Interest Rate available to you. And by working as a team, you, your Real Estate Agent and I can accomplish the goal in getting you the lowest in closing costs. Let's put this process in motion. Simply fill out one of the Loan Product GFE Request Forms and I will send you a "detailed" GFE.
Step 2. ShopMe. Once you receive and review my GFE, please contact other Mortgage Brokers and Lenders to compare. Remember our goal is to get the best Mortgage Loan and the only way to do this is to shop around.
Step 3. Contact Me. As I mentioned above, we are a team. I want to provide you my 31 years of Mortgage Lending Experience. If my competition outperforms me, please allow me to review their proposal and to lend my advice to you.
Step 4. Make a Decision. Time is of the essence. In today's mortgage lending environment, Interest Rates can change 2 or 3 times a day and Underwriting Guidelines can change weekly and may affect your type of loan. So the sooner you make a decision the better. I am at your disposal 7 days a week and my website services are available 24/7.
Best of success to you –
J. Daniel Chando
P.S. don't forget – Adversity Causes Some People To Break, Other's To Break Records. Let's Break Records!