Vic ChevalierCredit Repair Specialist, Credit Services Organization registered and Bonded in California and Texas
Purchase Loan, Refinancing, Credit Repair Scoring Specialist
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My passion is helping people overcome credit challenges to realize the All-American dream of "home ownership". What qualifies me to assist folks in qualifying for mortgage loans is a 10 year career in insurance and financial planning followed by my current 14 years' experience in the debt and credit arena.
My Specialties: I remove derogatory data from consumer credit reports, such as bankruptcies, lates, collection accounts, foreclosures and identity theft. I also boost deficient FICO credit scores through the application of trade lines.
Too many hardworking folks with strong disposable incomes are being denied mortgage loans or are forced to put down a bundle of cash due to high interest rates. The culprit is bad credit! You can't even qualify for an FHA mortgage loan unless your minimum medium credit score is 620. But, my goal is to diligently raise your FICO scores with Experian, TransUnion and Equifax above 650. In turn, you can qualify for the best mortgage loans and refinancing terms.