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Myesha Molenda's Advice

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  • 109 Contributions
  • 1 Best Answers
  • 14 Helpful

Myesha Molenda wrote:

Buyers agent

Response
I agree if the home is new and dealing with Builders you especially need a buyer's agent the Contractors will try to make a high profit off you if not, they have the advantage of knowing the ins and outs of the home, also you will be able to view more homes to compare the different floor plans.
September 22 2010
(0)

Rent or borrow from my 401k to buy?

Answer
If you have the money in you 401k to borrow go ahead and do it. Even if your rent goes up as stated, what type of ownership do you have? None- the landlord does and being retired may pass it on soon to someone else think about your interest. Your not getting any younger and your money is building a future for your kids.Owning a home will give you the same ability as your landlord to pass the property on. You dont want your kids to rent from your landlord you can have them rent from you in due season. Find a house and buy it.
September 22 2010
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Do banks make repairs on their forclosed homes if a buyer asks?

Answer
Banks are not in the business of remodeling, selling are fixing anything in the house to make you buy, remember the reason they are selling to get back the money they may have already lost. Forclosures are going As-Is that means whatever the property's condition is in. Even So offering 10,000 less is good as long as the bank accepts which they usually do, they dont want the property
September 22 2010
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do landlords legally obligated to tell you there is a violent s offender as your neighbor ?

Answer
Your landlord should always keep you informed when things change in the neighborhood you want to feel safe in your home, its part of your rights as a tenant. If you dont know something and want to know dont be afraid to ask, you shouldn't have to do everything on your own when you dont own the place.
September 22 2010
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lookng for a lender that will lend at $20,000 on home in Michigan....

Answer
It is very hard to get a loan under $50,000 is this for investment property or to live in banks want something high
September 21 2010
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We are in contract!!!!!!

Response
Congradulation So Closing must be Near.
September 16 2010
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WHAT IF YOU OFFER TOO MUCH??

Response
You shouldn't offer too much thats where your homework comes into play. If you cant find the listing with the asking price on it call another agent-ask them. Check the county record and see what the tax valutation says. If a home is for sale it should have a recorded price somewhere out there. See what other homes are going for in the neighborhood
September 15 2010
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Is it common for a buyer's broker to charge the buyer a flat fee at time of closing?

Answer
This flat fee is not common at all. Actually I havent heard of it. I wouldn't sign the agreement. Ask them why should they get paid TWICE for finding you property. Are they charging you to sign the Form? shouldn't be I advise you to find another Realtor
September 15 2010
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Do you feel the government may pass another tax credit bill?

Answer
I don't think there will be another tax credit bill since homeowners are now having to pay for the last tax credit. Since it was filed incorrectly, the $8,000 will be going back to the government.
September 15 2010
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Double or single sink in master bath?

Response
If your not using both sinks don't get another one. If your not selling soon I wouldn't worry about it enjoy it while you can. You live in the house now and nobody's going to see you in the bathroom go out on floors and cabinet space maybe a spa jetted tub and seperate shower. Thats whats hot.
September 15 2010
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