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Nancy Velazquez

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Premier AgentTeam

68 Recent Sales (last 12 months)

Zillow's #1 Rated Realtor , Texas (18 years experience)

Specialties:
Buyer's Agent,
Listing Agent,
Relocation,
Foreclosure

Advice

  • (123 Contributions,
  • 7 Best Answers,
  • 56 Helpful)

Contributions are sorted newest to oldest.

Please take time to report rental scams

Response

I starting receiving phone calls about one of my For Sale Listings, asking if it was available, but the caller wanted to Rent it not buy it, I got over 8 calls. Somewhere one of my listings was being advertised For Rent, the advertisement had this number (347) 815-7592 I personally called this number to see what it was about. They did not respond to my original call, I left a message about being interested in the rental. The gentleman would go from calling to texting, he claimed he could not hear me and would text me, when ever I would ask a question that he did not have am answer to.He had a thick accent (sounded from Africa) claimed to be the owner and offered to email me the rental application, so I may fill out all my information and email back to him.He asked for a small holding deposit to be sent to his pay-pal email 1dreamplace@gmail.com.Final deposit and 1st months to be money gram to his son Ruben Martinez.He said the minute he got the money, he would overnight keys to the address on my rental application and I could move in right away!Modus Operandi:-Claiming they are the owners and far away in need of finding a good family to care for their home, in return of a low monthly rent.-The email you a rental agreement to get ALL your personal information, such as your Full Name, DOB, Address, Social Security and more.-They are for a small holding deposit via pay-pal, so they will not rent it to no one else.-They want their full deposit and 1st month rent sent via money gram or western union.Bottom line, they are after your hard earned money and all your personal information to later steal your identity (Guessing).This was for a property in McAllen TX, but I am guessing they are doing it all over the nation.Deal with local people, SEARCH online with your county tax records and verify that the person you are dealing with, is the owner of record.

  (0)
Please take time to report rental scams

Response

I starting receiving phone calls about one of my For Sale Listings, asking if it was available, but the caller wanted to Rent it not buy it, I got over 8 calls. Somewhere one of my listings was being advertised For Rent, the advertisement had this number (347) 815-7592 I personally called this number to see what it was about. They did not respond to my original call, I left a message about being interested in the rental. The gentleman would go from calling to texting, he claimed he could not hear me and would text me, when ever I would ask a question that he did not have am answer to.He had a thick accent (sounded from Africa) claimed to be the owner and offered to email me the rental application, so I may fill out all my information and email back to him.He asked for a small holding deposit to be sent to his pay-pal email 1dreamplace@gmail.com.Final deposit and 1st months to be money gram to his son Ruben Martinez.He said the minute he got the money, he would overnight keys to the address on my rental application and I could move in right away!Modus Operandi:-Claiming they are the owners and far away in need of finding a good family to care for their home, in return of a low monthly rent.-The email you a rental agreement to get ALL your personal information, such as your Full Name, DOB, Address, Social Security and more.-They are for a small holding deposit via pay-pal, so they will not rent it to no one else.-They want their full deposit and 1st month rent sent via money gram or western union.Bottom line, they are after your hard earned money and all your personal information to later steal your identity (Guessing).This was for a property in McAllen TX, but I am guessing they are doing it all over the nation.Deal with local people, SEARCH online with your county tax records and verify that the person you are dealing with, is the owner of record.

  (2)
Relocating to Dallas, Tx with my husband and 2 small kids

Answer

Dallas has many areas that will be great for racing a family, here is a list to help you.Southlake - It isn't one thing that sets this wealthy northeast Tarrant suburb apart for the very rich: It's almost everything. Southlake was better than average on 9 of our 11 measures. Eastern Colleyville - People who live in Colleyville south and east of State Highway 26 don't seem to stray far. They tend to work nearby and have everything from Wal-Mart to a farmers market in their backyard. Frisco (east of Preston) - The schools in Frisco were best in the region, and this area has some of the best in Frisco. It's pricey but offers homes within reach of most families with higher-than-median incomes. University Park - It's larger than neighboring Highland Park but no less elite. Both have everything from bungalows to mega-mansions, and the data says this is objectively the nicer of the two. Prestonwood - Strong Richardson ISD schools pushed this grouping of Far North Dallas communities near Addison ahead of similarly attractive in-city neighborhoods with good commutes.Frisco (north of Eldorado) - As Frisco keeps growing, it's continuing to support high-quality services and schools. This growing area at the city's northern margin is known for safe streets and top-flight schools.Nesbitt Park area (McKinney) - South of Eldorado Parkway in western McKinney, this area offers residents good schools and low crime alongside skateboard ramps, tennis courts, and baseball and softball diamonds.Denton/Lake Ray Roberts - Head northeast from downtown Denton until you hit the water. While you can find plenty of McMansions, this area also offers homes the median family can afford.Sunnyvale - The citizens of Sunnyvale earned their insular reputation with a long, and unsuccessful, legal fight against affordable housing. In the meantime, property values have been going up and up.Flower Mound (Grapevine Lake to Flower Mound Road) - Southern Denton County's champ is the area near Grapevine Lake. It boasts some of Lewisville ISD's best schools along with parks and green spaces that are hard to beat.Reach out to us if you have additional questions, and especially when you are ready to start hunting this home, we will be glad to assist you. 

  (0)
No house showings

Answer

Over the last few years, the level of showings it takes to get a home sold has decreased substantially. Before the internet, we as Realtors were the only ones that had access to homes for sale. Now, buyers are able to see every home that's on the market, interior pictures, and even virtually walk down the street.In most cases before a buyer schedules an appointment to see a home they've already seen it online, and driven by to see the outside and location. So essentially you've already been through a two-step elimination process before they walk in your front door.I would also have some pictures that do not do justice to your home, like the ones showing the back (siding), the baby room (looks small). In my experience, images need to show the home like a model home would look like, to resemble like no one is living at the home. The cleaner, brighter images, the more showings you will have. You want to show enough to interest buyers, but not all that buyers feel that they do not longer have to come see the home. Give them enough that leaves them wanting MORE. 

  (0)
Can You Negotiate the Closing Costs on a Home Purchased with a VA Loan?

Answer

Allowed closing costs that can be paid by the VA buyer, common way to remember which costs a veteran is allowed to pay for is to remember the acronym ACTORS. That stands for:A  AppraisalC  Credit ReportT  Title InsuranceOrigination FeeR  Recording FeeS  SurveyNon-allowed closing costs, that can not be paid by the VA buyer are:AttorneyUnderwritingEscrowProcessingDocumentTax ServicePaying for a buyer's closing costs is considered a seller concession, and is limited to four percent of the sales price of the home. If a home sells for $200,000, then the seller can only pay $8,000 of the buyer's costs. VA closing costs can also be paid by the lender, real estate agent with a credit. If the house appraises for more, the closing cost can be financed into the loan. If you are asking for $200,000.00, but home is $10,000.00 below appraisal value, the purchase contract can be for $208,000.00 seller to pay for closing cost.

  (0)
As a buyer I want to back out from buying the house. What actions can the seller take against me?

Answer

You may want to contact an attorney, but the sales contract should spell out default clauses. Do you have a selling or buyers agent to help you with this situation? is this listing agent representing both: You and the seller? You could always email the broker of the listing agent if there were no selling or buyers agent. At any rate, You have the right to do a final walk-through, with its primary purpose to make certain that the property is in the condition you agreed to buy, or in this case to make sure that agreed-upon repairs were done. If there are any repair issues, work them out with the seller at closing. You can ask him to compensate you for uncompleted repairs or newly discovered damage to the property. To eliminate tension, your requests for credit should be reasonable.

  (0)
Is it possible to rent a foreclosure instead of buying?

Answer

A lender may consider offering to rent vacant apartments if it home more likely they will not, unless this home is purchased at the courthouse or bought by an investor to rent out the home. Depends on the circumstances and telling us more will help us to give you better answers. 

  (0)