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Natasha Kennedy's Advice

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  • 262 Contributions
  • 2 Best Answers
  • 13 Helpful

Natasha Kennedy wrote:

FHA is only people with bad Credit?

Answer
FHA can help anyone, but you'll pay a mortgage insurance. There is a program in Virginia VHDA, you can get a conventional loan with 3% down payment NO mortgage insurance. I teach classes on that.www.Freehomebuyerclass.org. Or just feel free contact me directly.
January 29
(0)

Carry Back funds required for closing

Answer
Run away. You should be able to sell your house without crazy offers.
December 10 2013
(1)

Closing on a home, how long does it take??

Answer
Usually lenders order an appraisal. They can see if the appraiser came to the property already or not, They can also expedite it, putting "rush" in their system.
December 10 2013
(0)

interested in listing with Auction.com . Any experiences on the sell side?

Answer
you can try it, but there are fees involved and buyers usually pay some fees as well. Not a lot of regular buyers want to buy something from an auction with out guarantees and pay buyer premium. You can try sale by owner, but from my experience, you'll waste time and money. Your goal should find a good realtor who can sell it for the most money in the shortest time. Realtors do this job every day and they know what bumps on the road expect. 
November 17 2013
(0)

closest town

Answer
it looks like your post wasn't complete
November 17 2013
(0)

Preapproval process for mortgage with Bad Credit

Answer
There is a program for the first time home buyer in VA for people with a low credit score or not a lot of cash.The name is VHDA. in order to get qualified, you need to find a VHDA certified lender to help you out, take a free class, get certification and work with a VHDA certified Realtor. I'm one of them. I can provide you names of lenders as well. It's a great program. If you qualified, you can do 3% down payment for a conventional loan or 0% FHA.
November 17 2013
(0)

Would my home bordering a golf course in a gated community decrease in value if the course closes?

Answer
Usually golf courses don't go out of business. If it closes, the value of your home might go down depending on how the land will be used instead of golf course. It actually might increase the value of home. Call the city to find out if there are plans for future development.
November 17 2013
(0)

should I wait until summer to sell my house for a better sales price or sell in the winter?

Answer
Because everyone thinks they should wait till Spring or Summer, the inventory is low right now. Take advantage of it.
November 07 2013
(0)

How do I sell my house while living out of state?

Response
everything these days can be done through internet. I mean signing all the paperwork. All you need is to hire a good realtor you trust. I worked with clients being overseas and don't even come to the settlement. you can communicate through SKYPE as well.
May 07 2013
(0)

Buying Real Estate Agent obligation

Answer
Choose someone who you want to work with. Agents can't know every neighborhood, but it doesn't take a lot of sience to learn statistics. Hiring an agent you are "buying" an experience. If you are not happy with your agnet, please her/him know and she /he can get a referral fee from the agent you choose.
May 07 2013
(0)