Nate Moch's Q&A

Zillow has a mortgage affordability calculator here: http://www.zillow.com/mortgage-calculator/house-affordability/

My recommendation is to search for the best lender and then ask them for a pre-approval.   You can use sites that have lender ratings and reviews, like Zillow Mortgage Marketplace, to find a highly recommended lender who generally provides low fees, or you can ask your agent for a recommendation.   Although you are under no obligation to apply for a loan from the same lender who gave you a pre-approval, it often makes sense to continue with the same lender if you've had a good experience so far because 1) you can save time since the lender who pre-approved you has already collected most of the information they'll need to provide you with a loan quote, and 2) you've already had a chance to see whether or not you enjoy working with them based on how well they answered your questions, responded to your calls/email etc during the pre-approval.  That said, it's always a good idea to compare loan quotes from multiple lenders to make sure you are getting the best deal.  Open, competitive marketplaces with ratings typically have the lowest rates since lenders are forced to compete.

Carolen, Rudi,You can get that information and more here on Zillow!  Here is how to see it:1. Search for the location you are looking for (e.g."Casta del Sol Mission Viejo, CA 92692") 2. Zoom in on the map to see the homes you are interested in3. On the left hand side of the page, update the search filters so you only see the types of homes you want.  For example, you can filter out the For Sale homes if you only want to see the recently sold.  If you want to see Zestimate prices for all of the homes, just keep zooming in on the map until you see prices on every home. If you just want to see the comparables for your home, search for your address and click through to your home details page.  On the right hand side of the page you will find a Similar Homes for Sale and a Nearby Similar Sales module.  You may have to scroll down the page a little to see them.  To see comparable recently sold homes, click the link in the Nearby Similar Sales box that says "See sales similar to ..."Hope that helps,Nate

Thanks for the feedback.

We continually test different aspects of the site to try to improve the experience for borrowers.  Some of you may not see the new format since it went out in a limited A/B test.Would love to hear more feedback about the new design if you have it.  We also are testing and updated sort order.  Thanks,Nate

Ratings contain flags that any user (or lender) can submit.  Our customer service team follows up and investigates flagged ratings to ensure the ratings are submitted by borrowers who have contacted the lenders.Thanks,Nate 

The mortgage rate chart is still on the page.  It is below the results.  We shortened the result list on the page and put the larger chart below. 

Ha, that is always how it works!  Yes, just let me know if you see it again.Thanks,Nate

Can you post a link to a house that doesn't have a price?  All homes should have prices.  The only time they may not have a price is if it is a foreclosure and the price can't be shown.

Yes, David is correct.  We don't allow you to change the price in the calculator at the top of the page since we use the price of the home.  But we do have a separate calculator further down the page in which you can modify the price.When you make changes to the calculator at the top of the page, we save your edits so we can apply them to other houses you look at while you are on the site.  For example, if you select the 15 year fixed loan program from the drop down and click submit, we will show you monthly payments based on a 15 year fixed program on all of the other home detail pages as well.