Nate Moch's Discussions

Thank you for the clarification.  We will add this to our list and try to get it added soon.  Shouldn't be a problem.  Can't promise we will get the link in though! Thanks for the feedback.Nate

Trevor,Thank you for notifying us.  We fixed the URL last night.Thanks again,Nate

Danielwollmann,Geordy is right in that it is hard if you owe more on your home than it is worth.  Are you saying you owe 370 on a home worth 410 (455-11%).  If that is the case I would recommend submitting a loan request on Zillow Mortgage Marketplace and seeing what type of quotes you can get from our thousands of lenders.  It is a free and anonymous shopping site.  However, national mortgage rates are up today so you may want to continue to check back and refresh your quotes over the next couple of days/weeks.  You can watch national mortgage rate averages here.

Keane,Good question.  Yes, the ratings are very valuable and it is important borrowers are accurate.  If a rater makes a mistake, they can go back and delete their rating and post a new one.Hope that helps,Nate

Hey Tammy!I like your profile picture!

Clay, Thank you very much for your feedback.  I will look into this today. It could be a bug in our calculator.  If that is the case, we will try to get it fixed as soon as possible.Thanks,Nate

Clay, Nic, Bob,  The MI issue should have been fixed with the release last week.  Please let us know if you still are seeing issues on new loan requests.  The example you gave was from earlier in the week before the fix went out.Regarding the other quotes you linked to, I wish we could put a fix in place for them:)  Please continue to flag them for CS.  We appreciate your help in calling out inaccurate quotes.Thanks,Nate

Eric,Thanks for fixing your quotes.  Clay, We allow lenders to pass in MI rates through the API.  However, they can only pass in MI rates that are equal to or higher than those estimated by Zillow.  This means they can only increase their APRs, which makes them equal to or less competitive than the manual quotes.  In the example you gave, Zillow estimated $119 and some lenders decided to pass in higher MI numbers.  

tjatcorner,I am not sure I understand your question.  Each loan request is assigned a unique ID and every loan quote from lenders gets a separate unique ID.  Does that help?Nate

Jason, You should be able to view all your quotes through your profile.  Click on the Quotes Given tab and you will see a list of your quotes.  You can use the pagination at the bottom of the page to see older quotes.  It is not the best for search really old quotes since you can only see 10 quotes at a time, but they should all be there.Thanks,Nate