This was by far the best experience I have ever had with a home refinance. I would highly recommend doing business with the National Bank of Kansas. Bernie, with the National Bank of Kansas, was amazing to work with. He was able to service my loan in NC and able to assist me in making the right decisions for my refinance. The communication was great and he was always a phone call away or a quick reply by email. I was treated like family and not just another number.