I am usually skeptical of radio ads, but when I heard Jason's ad it sounded a little different. I needed a third quote on my re-fi so I called him. He was so earnest that I originally wondered about how much experience he had. It turned out that he has quite a lot. I advised all three finance companies that I was getting competitive bids from two others. Jason's offer really beat the other two! The other two offered to match him, but I thought why settle for sloppy seconds? He was very knowledgeable and was always able to let me know what to expect so that I was never left wondering "What now?" Every time I called him he either answered immediately or returned my call promptly. When I decided to buy down the rate, he tried to talk me out of it because of the increased principal that I would end up with, but I am stubborn and we did it my way. I found out later that the option I chose would actually increase the fee he would receive, but he still tried to talk me out of it. It is rare to find someone that stands up for his client's best interest even when it conflicts with his own self-interest. I recommend Jason Kiffe to anyone that wants to re-finance their home. You could not put yourself in better hands.