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Nick Richardson Reviews

Nick Richardson
Licensed Loan Officer (2 years experience)

Specialties:

Purchase Loan, Refinancing, Home Equity

 
- Highly likely to recommend
09/30/2013 - user87226758
Closed refinance loan. Winchester, CA
I worked with Nick when I refinanced my home in Oct 2013, and he did a wonderful job! He was knowledgeable, thorough, and he had my best interest in mind. I never felt pressured! He was very attentive and always available by phone or email to answer my questions and provide me the facts and numbers I requested. He went above and beyond to make sure I had a positive experience. I would highly recommend Nick to anyone who wants to buy or refinance a home!
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- Highly likely to recommend
09/27/2013 - user97026971
Closed Home equity loan.
I first met NIck Richardson in April 2013 when he worked with my step-son to get pre-qualified for a loan with his company. From our very 1st meeting he was wonderful to work with. It was like working with an old friend as opposed to someone I had just recently met. During the whole process from the pre-approval process to the actual funding of the loan he was a pleasure to work with. It was my step-sons first purchase of a home so he was apprehensive about the whole process. Nick answered all of his questions as well as all of the questions my wife an I had. He answered questions via Phone, Email an text. All of which were answered promptly at all hours of the day and also on weekends. Shortly after that my wife and I decided to buy a rental property. After the great experience we had with Nick the 1st time we contacted him and set up a prequalification meeting for ourselves. Once again it was like getting together with an old friend. He made the whole process as simple as the loan process can be. Once again we had our own questions and his responses were quick and to the point. He was always so personable. He would ask how my fantasy baseball team was doing. From start to the finish of our loan processing he was outstanding to work with. To top of our Experiences with Nick my son decided to purchase a townhouse. This was also his 1st experience @ getting a loan, and he too was apprehensive and had a lot of questions. Nick met with him several times during the loan process an was very helpful in alleviating his concerns about everything. We too had questions thus he was dealing with multiple parties. He made several extremely helpful suggestions that made everything go much smoother during the loan process.

Based on my 3 recent experiences with Nick I would give him an excellent recommendation to anyone who is in the market for a Home Loan. On the scale of 1-10 I would have to give him an 11.
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- Highly likely to recommend
09/26/2013 - user1418851
Was pre-approved. Lincoln Acres, National City, CA 91950
Nick was extremely knowledgeable and helped me choose the correct loan for my financial situation. He was very responsive and made me feel like I was his only client.
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- Highly likely to recommend
09/26/2013 - e_lopez1
Closed purchase loan. Southwest, Chula Vista, CA
Nick Richardson is the appedomy of professionalism. He assisted my husband and I throughout our loan qualifications by answering all of our questions, demonstrating extreme patience with our lack of knowledge of the financial aspects of buying a home and showing us respect during the whole process. If it wasn't for Mr. Richardson's great sense of humor, patience and expertise, my husband and I would not have bought our first home. As far as I'm concerned Nick, you became part of our family the day we finally met in person. You're a great guy and it was an honor to do business with you. Thank you for everything and I will be sending all possible home loan applicants your way. Take care and keep in touch Nicky! By the way, make sure you post this review so I can have a chance of winning the iPad. Your friends, David and Emma Lopez
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- Highly likely to recommend
09/26/2013 - user54507156
Closed purchase loan. Encinitas, CA
Nick was persistent and tireless in his efforts on our behalf. He was a great problem solver - which is a necessary skill in any home purchase. In particular, when you are self employed and looking for a jumbo loan - not an easy transaction in today's lending environment.
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- Highly likely to recommend
09/25/2013 - user20483763
Closed purchase loan.
Our family had the lucky opportunity to meet Nick Richardson from Prospect Mortgage this past year. We acquired three loans; one for my husband and myself, one for our oldest son and one for our youngest son.

Nick provided instant responses for prequalifying on all three purchases. His personal customer support exceeded any expectation and he was always available 24/7 by email, phone or at his home office. He was so sensitive to the needs and concerns of both our sons. Both were first time buyers with many questions. He provided all the time they needed to understand the processes of their purchases; loan financing, interest rates, loan applications, inspections, appraisals, costs involved, the closing process, escrow, and of course the necessary paperwork. He did this without any hesitation and never made them feel like they were being a burden. Last but most important, he walked them through those moments of great anxiety that comes with being a first time home buyer.

He always kept in constant contact with all the realtors and escrow personnel creating the cohesive link to a smooth process.

Nick made us feel like our individual purchases really mattered as much to him as to us. He created a trust throughout the experience during all three loan processes.

We have purchased several properties over the years, but our experience with Nick Richardson and Prospect Mortgage was by far THE BEST.

Without hesitation, I would recommend Nick and Prospect Mortgage to anyone if you want a trusted company and person who provides great customer service with a positive, enthusiastic, and caring attitude.

Great, great experience.
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- Highly likely to recommend
09/25/2013 - Nick Emerson
Closed Home equity loan. Aguanga, CA
I have worked with numerous lenders in the past and had average to fair experiences. Working with Nick has been a GREAT experience! His responsiveness and work ethic are top notch. He makes the extra effort by meeting my clients whenever and wherever (even late night!). He is very knowledgeable with all loan products offered and does an excellent job educating clients and ensuring every question is answered. Nick is easy to work with and most importantly transparent with all loan details and what pitfalls may lie ahead. I highly recommend Nick Richardson to all prospective buyers as well as any agents who wants to have not just a good lender but a GREAT lender!!
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- Highly likely to recommend
09/25/2013 - Sean Seaman
Closed purchase loan. Carlsbad, CA
Nick is truly hard working and dedicated to professionalism. Whenever I or clients of mine have questions regarding financing he is always quick to respond and eager to advise. I have referred several clients looking to purchase and refinance to Nick and each has come away with a positive experience and great things to say about how Nick handled their particular situation. Nick is truly an asset to the mortgage industry.
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- Highly likely to recommend
09/24/2013 - user9157468
Closed purchase loan.
We stared searching for a he loan through a few "big banks", and let me tell you, it was miserable! When we found prospect mortgage, in particular Nick Robinson, it was a breeze. I couldn't be more happy with this company. It seems that they actually stand for something, they are efficient, extremely helpful, but most importantly moral. I can't thank them enough. Would definitely recommend them to any and all friends, even strangers for that matter!
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- Highly likely to recommend
08/28/2013 - user33417506
Closed purchase loan.
I couldn't be happier with Nick's service. He was informative, attentive, and personable. He made a very stressful experience much easier to deal with! I will definitely use him again for my next mortgage loan.
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Professional Information
Nick Richardson
Address:
Prospect Mortgage
4275 Executive Square, Suite 700
La Jolla, CA  92037
Phone:
(858) 550-2555Click to view
 
Email
Websites:
Website
 
, LinkedIn
 
Screen name:
Nick Richardson
Member since:
08/05/2013
NMLS #:
  • 966361
 
 
 
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