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Profile picture for Ali Bozorgi Talab

Ali Bozorgi Talab

Lender

Sr Mortgage Consultant (15 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Ratings & Reviews

Ali was working on my refinance loan, with cash out. He was very insightful, had excellent timing on when to lock the rate just before interest rates spiked up. He followed up with me on all the underwriters' requirements to make sure we had everything lined up with time to spare, and was very polite and professional throughout the process. I was very happy with the loan and the rate that we were able to obtain, and Ali did everything he could to make sure the entire process went as smoothly as possible. I highly recommend him.

  

07/26/2013 - Attila777
Closed refinance loan. Carlsbad, CA

Ali was working on my refinance loan, with cash out. He was very insightful, had excellent timing on when to lock the rate just before interest rates spiked up. He followed up with me on all the underwriters' requirements to make sure we had everything lined up with time to spare, and was very polite and professional throughout the process. I was very happy with the loan and the rate that we were able to obtain, and Ali did everything he could to make sure the entire process went as smoothly as possible. I highly recommend him.

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Response from Ali on 07/29/2013

Attila, Its been a pleasure working with you. and Thank you for the opportunity. My best wishes for you and your family,always.

 

  

03/20/2013 - M S
Closed refinance loan. Berryessa, Milpitas, CA 95035

I wanted to refinance my home and I chose Villa Group (Ali Talab) from Zillow based on great reviews and very competitive rates. Plus being local (Bay Area) was a plus too.

I am happy to say that I was extremely pleased with his service, promptness and thorough work for my refinance. The lender we went with had the best rates but was also very picky with documentation and details - but Ali worked patiently to work through it all, and we closed the loan at zero cost at a great rate in Jan-2013.

Ali is hardworking, always reachable by phone almost any time of the day and evening, and very organized and straightforward to work with. I will reach out to him again for any other mortgage needs in the future. I would absolutely recommend him to friends and family.

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Response from Ali

 

  

02/18/2013 - user6358803
Closed refinance loan. Berryessa, Milpitas, CA 95035

Ali works long hours, he responded to my calls even at 9 pm. Throughout the process , he was very friendly and helpful in every stage. We closed our loan in 24 days. We are very happy with the outcome. We recommend Ali Talab.

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Response from Ali

 

  

10/30/2012 - user1046450
Closed refinance loan. Berkeley, CA

Ali is extremely dedicated in serving his clients. His knowledge, experience, competence and follow through are exceptional. After my initial inquiry, it was apparent that Ali was ready. He asked some questions, assessed my situation and quickly followed through with an honest evaluation. No false hopes. When I was ready to start the process, he guided me through the process, timeline and what documents to have ready. From then on, it was seamless. The lender was tough, demanding and thorough but Ali's guidance and ever present responsiveness made it possible to complete the refinance of our superconforming loan within 30 days of locking-in the excellent interest rate and terms I was offered. Ali followed through to closing, funding and recording of the loan! I highly recommend Ali! Forget about your bank mortgage consultant.

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Response from Ali

 

  

08/30/2012 - user7593542
Closed refinance loan. Lincoln Highlands, Oakland, CA

I used Zillow and other services to acquire online quotes for refinancing. I received links to several lenders and brokers and I contact several. Most were very slow or never replied to my queries, which was an immediate elimination from consideration (although my credit scores are a little lower than I thought, I am a slam dunk for a conformable loan). Ali was the first respondent. I think that he works nearly all the time, which is what you need when the unforseen happens. He is really on top of the critical details and does not need to be reminded or told twice about anything.

The appraisal took forever to be assigned, happen, and be reported (lender's fault) and this led to missing the 30 day lock period. This meant slightly worse terms (very slight) and I still ended up with a no-cost loan at a record low rate. So, the process was not perfect, but nearly so.

I enjoyed working with Ali and thought him very professional.

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Response from Ali on 08/30/2012

Thank you Carl, for all your patience , understanding and your happy spirit. enjoyed working with you. ali talab

 

  

08/29/2012 - ibewok
Closed refinance loan. Harder-Tennyson, Hayward, CA 94544

Ali is really good and very professional. Initially I had some reservations with dealing with someone I may never meet in person, but a couple phone calls here and there and my trust in Zillow.com resolved this feeling. Ali was very honest and responsive to my questions and worked hard to get the deal I was looking for. Their were no surprises that popped up at the last minute, and let me tell you he s very fast to respond to email, phone, fax. He really puts high priority to staying in contact with his clients throughout the process.

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Response from Ali on 08/30/2012

Erik, Its been pleasure working with you. Myself and my team are grateful for giving us the opportunity to serve you.

 

  

08/26/2012 - lajames
Closed refinance loan. Scripps Ranch, San Diego, CA 92131

Ali Talab was very approachable and responsive throughout the loan refinance process. He originally suggested a loan with almost no fees, but the credits from the lender were too great, so it was impossible to close the loan.The lender was very uncooperative and not willing to allow the excess credit be used for either interest or principal. By paying more money, I was able to procure a 30 year 3.25% loan before the original rate lockexpiration. Ali had to scramble with last minute lender demands, but did get the loan to close on time. I would recommend his services, but NOT the lender who issued my mortgage. Ali worked extremely hard to make this loan process work and it did turn out very well in the end.

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Response from Ali

 

  

08/22/2012 - user0522694
Closed refinance loan. Centerville, Fremont, CA 94536

Despite the tough challenges that lender offered us, Ali and his team did not give up they followed through, and they worked very hard to keep the rate and pricing and meet the deadlines. We got a great rate. Ali at Villa Group is Sincere, trustworthy and man of his word. Highly recommended.

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Response from Ali

 

  

08/01/2012 - user1026844
Closed refinance loan. Sholun, Broadmoor Village, CA 94015

I had an EXCELLENT experience working with Ali on my home loan refi. He is extremely responsive, no matter now early in morning or how late in the evening, he'll respond to my emails right away. He showed me some incredible options, locked down a super low rate at zero closing cost and got the lender to fund my loan all well within 30 days from my first initial contact email to him. I highly recommend working with Ali! He wins Agent of the Year from me! (Thanks Ali!)

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Response from Ali

 

  

07/18/2012 - user149618
Closed refinance loan. Southeast Hillsdale, San Mateo, CA

In Refinancing with Ali, I felt as though, he made a rough process feel like an easy flight and smooth landing. I was at ease and trust at all times throughout the process. He always respond to all my questions promptly and effectively. I highly recommend Ali.

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Response from Ali