I have had the pleasurable opportunity to have Steve Herndon assist me with the 3 home loans that I have obtained to this point in my life. He extremely knowledgeable in the loan market and does his homework for me to find the best type of loan for my needs. When I contact Steve for a loan he extremely quick at getting back to me, usually with in 24 hours at the latest. When filling out the loan documents requesting the loan if I have any doubts or questions that arise he is very good at assisting me with what the question or loan application is asking for. Steve Herndon from my point of view also does his homework from his end of the loan process, as he has contacted me with in 1-2 days if something I have filled in is incorrect or has been omitted. I have also recommended Steve Herndon to 3 of my friends when the have had home loan needs.