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NorthpointeBank

Confirmed Lender

Northpointe Bank (19 years experience)

Specialties:
Purchase Loan,
Refinancing

Ratings & Reviews

I was very secpital of using a online lender for my refinance. I called and spoke with Matthew. Basically I wanted to know how it was even possible they could offer me 3.625% and zero closing cost and how my current lender could only do 3.85% and $2600 in closing cost. He explained it to me and the answer was simple. They did not have all the overhead like big mortgage companies. So I went for it. Matthew always replied within the day normally within an hour. The process was so easy that I kept thinking this can't be it. The longest part of it was the document singing. That actually took around an hour even that was short. We closed 8 days late partially my fault by not being able to find a current paystub. They did a free lock extension no questions asked. Overall excellent experience! Thanks Matt. If anything changes I will update this.

  

05/13/2015 - biswell8
Closed refinance loan. Chico, CA

I was very secpital of using a online lender for my refinance. I called and spoke with Matthew. Basically I wanted to know how it was even possible they could offer me 3.625% and zero closing cost and how my current lender could only do 3.85% and $2600 in closing cost. He explained it to me and the answer was simple. They did not have all the overhead like big mortgage companies. So I went for it. Matthew always replied within the day normally within an hour. The process was so easy that I kept thinking this can't be it. The longest part of it was the document singing. That actually took around an hour even that was short. We closed 8 days late partially my fault by not being able to find a current paystub. They did a free lock extension no questions asked. Overall excellent experience! Thanks Matt. If anything changes I will update this.

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05/13/2015 - bwaynep
Closed refinance loan. Santa Teresa, San Jose, CA

Ian was great - we got locked in at a great rate quickly. While there is a little waiting while the loan goes through approval, Ian was always quick to reply via email. Very happy to be saving almost $400/month.

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05/11/2015 - thclevel
Closed refinance loan. Northwest Raleigh, Raleigh, NC

Fast, easy, and a great rate. This was our second refinance with NorthpointeBank through Zillow. This time it was to finance a home addition. The process was easy from start to finsh. The e-documents worked very well and the closing was at our dinner table in the evening, and took about an hour.

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05/09/2015 - avenes
Closed refinance loan. Visalia, CA

Our mortgage refinance with Northpointe bank went very smooth and efficient, it was definitely stress free.. As soon as we provided the information they needed, our loan closed in a timely manner. Ian from Northpointe was very helpful throughout the process which we greatly appreciated. I would definitely recommend Northpointe bank.

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05/08/2015 - user19643119
Closed refinance loan. Highlands of Darnestown, MD 20874

Hello, I have started refinancing with NortPointed Bank after discussing with many other banks. I got in touch with Kimberly Gierescher (loan office). From day first she was very quick and helpful in providing information. Other banks were asking me run my credit to provide me "Itemized worksheet" but Kim provided me Itemized worksheet w/o any credit check. Though my credit check was not 740+ but they still gave me good lender credit and interest rate (while other bank was telling me to increase interest rate and no lender credit). So this was big relief to me. 2nd step was home appraisal. I was little bit disappointed with the appraisal because appraiser didn't appraise my home the way it supposed to be. But Kim assured me that it won't have any problem with you loan process. 3rd step - Kim provided me GFE and it was exactly same as "Itemized worksheet". So I am pretty much sure that there won't be any surprise during closing time. 4rd step was loan underwriting and loan closing - After appraisal, with in 2 weeks, loan underwriting is completed and closing is also done quickly. So overall whole process was very smooth and without any surprise :) I will definitely recommend NorthPointe Bank for re-finance (with lower interest rate). Thanks Chintan

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05/06/2015 - mattheweiser
Closed refinance loan. Santa Rosa, CA

I found out about Northpointe Bank through Zillow reviews. Not being satisfied with just online opinions, I decided to contact them to check out their services for myself. I worked with one of their loan officers, Josh, who walked me through the process from start to finish. Josh took the time to explain all of my refinancing options. Once we decided on the best option, the whole process was simple and smooth. I received consistent follow-up about any questions I had along the way. I have absolutely no hesitations giving my highest recommendation of Northpointe Bank to any of my friends and family! And thanks again Josh. I really appreciate your service!

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05/05/2015 - Sarah hanafin
Closed refinance loan. College Park, Orlando, FL

Josh was a pleasure to work with in refinancing our home. He was very responsive and answered all of our many questions...not to mention they offered the best rate around! I would recommend Josh and Northpointe Bank!

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05/04/2015 - dcw1787
Closed refinance loan. Redondo Beach, CA

Kim G was very helpful processing our loan. Everything was done online and by email. The time difference being in California made it difficult at times but patience is a must. If you want face to face contact with your local bank then this is not for you, but the deal was worth the wait and they came through with all the terms and pricing as promised at the beginning of the process.

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05/02/2015 - manoj79
Closed refinance loan. Aldie, VA

Ian was very knowledgeable and helpful through the entire process. Offering the best rates possible since I did shop around. Its worry free process with him. Also he would respond basically any hour of day.

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05/02/2015 - alisa and emery
Closed refinance loan. Prattville, AL

Alan Lacey was very helpful for my first re-financing. I was nervous and embarrassed to have so many "stupid questions" but I never felt that way and had all of them answered. The process seemed seamless with his help.

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