We were trying to purchase a home. David was not our first Loan person, the others just didn't have the knowledge or the people to ask the questions of. If David didn't have the answer he got it. Our credit score surged in less than a year to the area it needed to be, thanks to his help. We learned alot from David and the people he knows have information that will help a home purchaser to get all the information and numbers they need to have a full picture, he knows the right insurance, credit, and any other professional you need. A potential home purchaser will feel the confidence to know if they are making the right decision and if the numbers will work for them. I would, and have, recommended David to others. Oh and by the way he even knows people who can fix credit issues, not those circle the wagons, work a deal ones but people who can have negatives removed permanently from your credit reports, and legally.