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Omar Khamisa's Advice

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  • 115 Contributions
  • 0 Best Answers
  • 4 Helpful

Omar Khamisa wrote:

How to get a Mortgage after forclosure due to divorce?

Answer
Hi Isabelleif you have a court order that he is the responsible on the loan then you should be able to apply fha back to work program and able to get the loan . give us a call for any mortgage question.Omar KhamisaLoan ManagerNMLS#: 369325We close your loan Fast & Easy[Spam/contact information removed by Zillow moderator, see our Good Neighbor Policy] 
May 24
(0)

First time homebuyer

Answer
HI Poojaboth property is OK to buy only difference in short sale you have to wait little longer to hear back from seller(lender) . give us a call for any mortgage question.Omar KhamisaLoan ManagerOmar@MSJMortgage.comNMLS#: 369325Cell:       510-648-5535     We close your loan Fast & Easy
May 24
(0)

Is the CALFHA Down Payment Assitance Program worth it?

Answer
Hi Ebony whitei would differently agree wetdawgs.good luckOmar Khamisa
March 03
(0)

FHA loan second home

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Hi Dmartinezit's little bit complicated and hurdle if other co owner is not qualified and not able to pay the current mortgage. please advisegood luck Omar Khamisa
March 03
(0)

mortgage insurance premium(MIP)

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Hi Bluekat29sorry you wont be able to remove the mortgage insurance even though you have reach 22 % equity.  best scenario is to refinance to conventional loan . good luck omar khamisa
March 03
(0)

How to find bankruptcy friendly mortgage lender?

Answer
Hi Chateaubriantyou would need 12 month seasoning before you can apply for FHA , VA or USDA loan.Good Luck Omar Khamisa
March 03
(0)

Should i refi from my FHA loan to Conv loan ?

Answer
Hi Maxng i would take $ 200 saving now and refinance .good luck Omar Khamisa
March 02
(1)

will I be able to get home loan fico 574?

Answer
HI Delilahyou can buy house under FHA loan with 10% down program. contact any mortgage broker they be able to help you.Good Luck Omar Khamisa
February 13
(0)

How do we refinance my father's home with us as cosignors?

Answer
Hi Kmlcandmyou can cosign for your dad but it will not solve keeping the property (Want to be able to keep the home if he passes away.)  you may need to get who will inherits the home in his will or other legal  document (such as trust). loan qualification you may need to contact local loan officer ask for to apply Freddie mac conventional loan not Fannie Mae.Good LuckOmar Khamisa
February 05
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Looking for a lender who offers 80-10-10.

Answer
Hi have you considerate one loan no MI
January 28
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