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Profile picture for Oceans Capital CA

Oceans Capital CA

Confirmed Lender
Specialties:
Listing Agent,
Short-Sale,
Purchase Loan,
Refinancing

Ratings & Reviews

Lorie Anderson did an excellent job getting and closing a refinance for our second home. She is professional, knowledgeable and tenacious. Our package was above-average complexity and she persevered and got the job done. We would definitely use Oceans Capital again.

  

06/08/2015 - jmburke
Closed refinance loan. Tahoe City, CA

Lorie Anderson did an excellent job getting and closing a refinance for our second home. She is professional, knowledgeable and tenacious. Our package was above-average complexity and she persevered and got the job done. We would definitely use Oceans Capital again.

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05/30/2015 - tensleep
Closed refinance loan. Hollywood, Los Angeles, CA

Wonderful experience....Lorie came through with an amazing deal that no one else could have pulled off. Her commitment and communication exceeded all my expectations.

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05/12/2015 - afsha gect
Closed refinance loan. Lawrence, Santa Clara, CA 95051

I had a great experience getting my loan financed through Oceans Capital Network. I asked my current lender for a quote and they were offering me a rate 1% higher. Lorie was pretty responsive and even attended calls and answered my emails during after work hours. The process was pretty smooth and all the documents could be submitted online which was very convenient. I would recommend Oceans Capital to anyone looking to refinance,

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05/01/2015 - ngc1432
Closed refinance loan. Santa Cruz, CA

When I called Oceans Capital, it was because they had the lowest interest rate for the rate lock period of 30 days. Christina Bohannon answered the phone and explained clearly to me about how their process worked, including that the rate lock would occur after the appraisal came in. This seemed like a good idea to me so that the loan would close easily within the 30 days. This seemed like a great tradeoff for getting a slightly lower interest rate on the loan. The loan process was not without a few questions along the way, both from me and the lender, and Christina was always extremely responsive, clear and courteous. I had to spend very little time other than the gathering of the up-front documents and about an hour to sign the loan papers. When I had a question about the documents from the title company, I called the agent directly and she answered my questions immediately. I can't imagine the loan process being any easier than with Oceans Capital. Thanks Christina!

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05/01/2015 - markfurbee
Closed refinance loan. Stoneridge, Roseville, CA

Lorie was an absolute joy to work with. Without getting into too much detail, we had been burned by a previous loan officer. Lorie helped us refinance and was so communicative and helpful. She took the time to describe the process all the way through, and I never felt like I didn't know what to expect or what our progress was. She explained every line of every document we signed and made herself accessible to us any time we needed. It was a painless process that took less than 3 weeks from start to finish! She is professional, very well organized, and meticulously detail-oriented. I would absolutely refer anybody to Lorie for your financing and if we ever purchase, refinance, or open an equity line of credit/equity loan, Lorie is the first person I will call!

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04/28/2015 - msguci
Closed refinance loan. Lakewood, CA

I contacted Oceans Capital Network more out of curiosity to see if pursuing a refinance would make enough sense (their advertised rate was one of the best I had seen and basically thought the rate was too good to be true!) Within a couple of minutes, a senior loan officer named Lorie Anderson called me and I remember one of the first questions she asked me was, "What is your goal to do your refinance today?" From there, I explained my current situation and interest rate. Lorie not only assured me that the rate I saw advertised was in fact correct, but she also showed me other loan scenarios that would help me get my loan paid off even faster. Lorie was extremely knowledgeable and helpful and she took the time to explain how the loan process would work with her and Oceans Capital from start to finish. Everything she told me she would do, she delivered on. I have to admit that I was very nervous about my interest rate not being locked in until my appraisal was done, but even then she reassured me. Lorie got me locked in at a lower interest rate than what we discussed and got my loan closed in 26 days! What else can I say?? Thanks Lorie, for doing such a tremendous job for me and not making me feel like I was a number - you demonstrated that you had my best interest at heart and I really appreciate it!

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04/28/2015 - LORIODLE225
Closed refinance loan. Corona Valley, Eastvale, CA

I thoroughly enjoyed working with Lorie Anderson at Oceans Capital Network! From my very first conversation, Lorie made me feel comfortable! From start to finish, Lorie provided me with excellent service, prompt replies and honest answers. I had a very difficult situation and somewhat challenged credit, and she was still able to get me the best interest rate, lowest closing fees and we closed in 31 days! With the amount of paper work that is required today for a loan, she shared all sorts of quick tips to help me find the things I needed. Lorie was very professional, always stayed in touch with me during my loan process and definitely made me feel like I was her only customer. I recommend Lorie and her team at Oceans Capital to anyone looking to refinance or get financed for a new house. They were by far the best lender I’ve worked with!

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03/27/2015 - rcmtv
Closed refinance loan. Harbor Gateway, Los Angeles, CA 90502

What most impressed me about Lorie Anderson was her pleasant, clear, concise and honest telephone and email contacts she made with me from beginning to end. She explained the refinancing process and answered questions with the upmost respect and professionalism. Her can do attitude, positive outlook and results got me an amazing lower term and rate. In fact, she delivered as promised based on my individual circumstances and her going the extra mile to document my loan eligibility. I received her notification on 3/26/15 the loan funded today which means I will save tons of dollars with my loan term and rate being cut in half. If you happen to be reading this review, you can rest assured this review was written by a consumer that is 1000% satisfied. With that said, Lorie thank you so much for your help with this refinancing process requiring more than just a person with a license. I will without hesitation share with others wanting to refinance your contact information. May you and your family be blessed with a long, happy and a financially secure life. You pretty much have helped accomplish this for my own family. Well done!!!

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03/22/2015 - gnehen
Closed refinance loan. Lancaster, CA

Lori was fast, very efficient and worked with me to find the best rate possible amid a turbulent and unpredictable market. I have already recommended her to family and friends.

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03/02/2015 - the rock traveller
Closed refinance loan. Santa Clara, CA 95050

I've used Oceans Capital twice already for refinancing my home and they've been great both times. Most recently, Christina Bohannon was my loan officer and she was extremely helpful, polite, responsive, knowledgeable and proactive throughout the whole process, even with my unique situation. She made it as smooth as possible and so my ratings above are for Christina. I highly recommend Oceans Capital and Christina Bohannon if you're looking for someone to help service your loan!

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