I had the pleasure of working with Mr. Kalajian during four different transactions including purchasing and refinancing several properties that I own. Raffie always answered my calls and emails in a timely manner and was very knowledgeable and helpful in answering my questions. I loved that he always followed through with whatever needed to be done in order for my loan process to run smoothly. I appreciate the personal attention I received from Raffie and his office staff when I had questions. I trust his opinion regarding different financing options. He has helped me in the past and I plan to go to him again for my next loan. I highly recommend him.