Was pre-approved. Camp Massapoag, Dunstable, MA 01827
I reached out to Pat based on a recommendation elsewhere, and found her to be extremely responsive and helpful. Our preapproval was processed quickly. We ended up purchasing a custom-built home that limited us to the builder's lender, so unfortunately we were not able to use Pat's services. If the need for refinancing or another purchase comes around, we will certainly contact her again!
Before I talk about Pat, I did lots of research and trial & errors to get the best rate of mortgage. Then I realized that mortgage is not just a product. For example, even if you pick one of the best among the market today, you can't be sure that your pick will be best tomorrow. I talked around 12 mortgage companies to get the best rate, but their rates weren't consistently good and weren't agile reflecting a market rate very slowly. Pat provides constant competitive rates based on market rate. And she is so accountable taking care of everything even if you have any misunderstandings. I'd like to say, "Pat, Thank you for doing a great job even I was bugging you everyday :)"
Pat was a pleasure to work with!
She works tirelessly to get us a mortgage. She is responsive and trustworthy. To get credit she works until all hours of the night and on weekends. She is also very thorough in her information. By far this was the least painful mortgage process I have been through. Pat's guidance thought was invaluable. I highly recommend Pat.
Pat made our recent home purchase very simple. We have made purchases in the past, but this was by far the easiest, smoothest process. The responsiveness and follow-up from Pat was extraordinary. She was always available and always had a positive attitude. We would use her again for future purchases in Massachusetts.
We know Pat for quite some time. She stuck with us through pretty lengthy process of founding "the one". Pat is super helpful and truly knows mortgage business, inside and out. We had million questions, and all were answered without delay.
We also had very short time to close and our transaction, for various reasons, was very stressful. But, Pat just plowed through in her very calm and professional manner. She was rock solid and on the top of everything. Pat is very competent mortgage broker. Super responsive, knowledgeable, helpful, and honest. Pat has it all.
There is no better mortgage broker in the Eastern MA. We wholeheartedly recommend her mortgage expertise and business.
Amazing personality coupled with a high attention to detail make Pat someone great to work with. She gave us great rates and did an incredible job of getting through the process of purchasing.
Some key examples:
- Pat went out of the way to compete with any other offer I had in terms of the rates and closing costs
- Pat was very diligent with all the paperwork that was required.
- Pat was easily reached at all times of the day and night
We connected, but it did not work out. Looking in North Randolph, Randolph, MA 02368
Pat was quick to respond to my request and research refinance questions I was seeking. She was very knowledgeable and professional. Pat took the time to look up the information about refinancing my mortgage, as I requested. She gave me the numbers the same day and I was able to see if refinancing would be a good idea for me. She was honest and helpful.
Pat Tovey is outstanding! My wife and I have been buying, selling and refinancing properties for over 20 years. We have worked with many banks and mortgage brokers during that time (mainly for refinancing). Our best experiences, by far, have been with Pat Tovey/PT Mortgage. She is professional, responsive, and a great listener. Her assistant Pauline is amazing too. They both respond promptly to any questions and concerns, and they both have a positive "can-do" approach to to getting a deal done. We have worked with Pat for 2 refi's and one purchase and I would never use anyone else. She is simply the best!