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Profile picture for Patrick  Settle

Patrick Settle


Mortgage Consultant, Congressional Bank's license (18 years experience)

Purchase Loan,
Home Equity,
mortgage bank portfolio loans

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I have been in the mortgage business since 1997 and can lend in 50 states. Congressional Bank offers very competitive rates!!

Products that we offer?

VA -NO money down payment program
USDA- NO money down payment program
FHA -3.5% down payment program
Conventional Financing-5% minimum down payment
80/10/10 1st and 2nd mortgage with 10% down payment
1st and 2nd mortgages
Closed end 2nd mortgages
Construction loans
Bank portfolio loans

How are we different than most banks?

In addition to offering the standard Fannie Mae, Freddie Mac programs, we can also offer loans on the banks portfolio that do not meet Fannie Mae or Freddie Mac guidelines. 
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Ratings & Reviews


11/21/2014 - PokerBittty
Closed purchase loan.

Patrick is a great guy. He gets the job done in the best way possible for his clients. In the 3 years I have worked with Patrick he has always been straight forward, honest, and very good at finding the best value possible!

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Response from Patrick



10/12/2014 - aarellis
Closed purchase loan. Columbia Heghts, Arlington, VA

The most important thing for us as new home buyers was accessibility to our lender. He walked us through the process and explained everything in detail. He always responded to our questions quickly and was never too busy for the smallest of questions.

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Response from Patrick



08/12/2014 - kylestar4
Closed refinance loan. Woodridge, Washington, DC

I've done two loans now with Patrick, and each one he was patient and understanding of every question I had. He's one of those people that doesn't fixate on problems, but rather strives for solutions. No matter what hoop had to be jumped through, he helped us do it.

I look forward to working with him on all of my future loans, and encourage you to do the same.  More Less 

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Response from Patrick


Service Areas