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Profile picture for Patrick Settle

Patrick Settle

Confirmed Lender

Mortgage Consultant (18 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning,
Mortgage Portfolio loans

Ratings & Reviews

Patrick is a great guy. He gets the job done in the best way possible for his clients. In the 3 years I have worked with Patrick he has always been straight forward, honest, and very good at finding the best value possible!

  

11/21/2014 - PokerBittty
Closed purchase loan. Ilchester, Ellicott City, MD 21043

Patrick is a great guy. He gets the job done in the best way possible for his clients. In the 3 years I have worked with Patrick he has always been straight forward, honest, and very good at finding the best value possible!

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10/12/2014 - aarellis
Closed purchase loan. Columbia Heghts, Arlington, VA

The most important thing for us as new home buyers was accessibility to our lender. He walked us through the process and explained everything in detail. He always responded to our questions quickly and was never too busy for the smallest of questions.

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08/12/2014 - kylestar4
Closed refinance loan. Woodridge, Washington, DC

I've done two loans now with Patrick, and each one he was patient and understanding of every question I had. He's one of those people that doesn't fixate on problems, but rather strives for solutions. No matter what hoop had to be jumped through, he helped us do it.

I look forward to working with him on all of my future loans, and encourage you to do the same.

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06/10/2014 - zuser20140610085055408
Closed purchase loan. Little Kinnakeet, Salvo, NC 27915

Patrick has been there for me from the beginning. At 26, he closed my first loan for me on my first house. Then, without even asking, he contacted me three years later because he knew he could refi me at 1/2 the rate I was currently paying saving me a lot of money. That's the kind of people I need on my team and Patrick came through! Now, at 32, he helped me purchase my second house right next door to my current house officially creating my "compound" which has been my dream all along. Thanks to Patrick, I own two houses at the beach that put money in my pockets and provide me a free place to live. I truly am "Living My Dream" and it wouldn't have even come close to happening without Patrick's expertise and awesome service. 5 STARS HANDS DOWN. LOOK NO FURTHER PEOPLE.

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05/08/2014 - caroline torba
Closed purchase loan. Glen Oaks, Baltimore, MD 21212

Patrick was always responsive and helpful throughout the process. He was available to both my husband and me and was able to explain in detail the steps of our loan process. I have also done a refinance with him and it, too, went very well.

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05/08/2014 - leslupiz
Closed purchase loan. Five Forks, VA 22015

I wanted to buy a home so i shopped around for loans a little. Then I came in contact with Patrick and that was it. He worked with me on the best rate he could have for me and walked me through the process and made it easy. He offered all the different options available in the industry and explained everything. He was also very honest and advised me on the wiser decision. Patrick and his team were very fast and efficient. I believe that without him I wouldn't have the home I have today. I am keeping his contact info for my next purchase!!

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04/30/2014 - gfalbo45
Closed purchase loan. Brook Valley, Kinnelon, NJ 07405

We had a tremendous experience with Patrick. He was able to get us multiple letters on a whim when we needed and was able to work in a tight deadline for us. He was prompt, responsive, and knowledgable.

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04/09/2014 - thuyvu2
Closed refinance loan. The Fan, Richmond, VA 23220

I was recommended Patrick through a financial consultant. He was helpful throughout even when I almost gave up on the refinancing process. I am a resident physician and had issues due to the size of my student loan and relatively low income. He stuck with me and were able to finalize everything over 2 months. I did shop around and the closing costs were about the same or slightly more but no one came close to the percentage for interest. He also gave many options and scenarios and was pretty prompt in replies.

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04/09/2014 - user339513
Closed purchase loan. Chantilly, VA

What sets Patrick apart from other loan officers is his thorough knowledge and understanding of his products & guidelines partnered with an incredible tenacity to deliver results for his clients. Too often, loan originators make the mistake of promising what they can't deliver and find themselves having to apologize to customers well into the process. Patrick was relentless in his pursuit of finding the right product for us based on our circumstances and expectations. From begining to end, he kept us informed, was quick to respond to speed bumps and was our advocate to make sure our experience was what we hoped it would be.

Our settlement could not have gone smoother and we couldn't be happier in our new home. We owe it all to Patrick. Would recommend to anyone who's looking for a painless and stress-free home buying experience.

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03/20/2014 - DannyBurr
Closed purchase loan. Studley, Mechanicsville, VA 23116

We recently closed on our house. We could not have done with with out the help of Patrick. We wer building a house through production builder that had its own preferred lender that they gave me. I was not happy with the service I recieved from Wells Fargo. I was given Patricks info from a friend (who also used him a few times). After speaking with im about what I was getting from Wells , he did an apples to apples comparision betweenwhat they could do vs waht he can do. Since WF was the preferred lender for the contractor, they had a lot of hidden fees and charges that were not necessary. Patrick was able to to put a loan package together that would end up saving me about 36K over the course of my loan.

He kept me up to date on every step of the way. Patrick is the truely the type of business professional that I would highly recommed to anyone.

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