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Profile picture for Michael Neef

Michael Neef

Lender

Branch Manager/Loan Officer (11 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

We were first time home buyers and Michael was recommended to us by our agent. We first spoke to him while they just got back from having their 2nd baby born and He sent us a few things to look over and review and what we would need to apply for a loan and to get qualified. We felt we were in good hands from the get go. The man took time off to get us started while settling back in and taking care of his family. <br/><br/>We were in for the long run and we tried our best not to be too difficult during the process, but as most already know and some of you will find out, buying a home is very frustrating and tedious but a very fulfilling endeavor. <br/><br/>Michael was always professional and talked and taught us how we can improve our chances. He pointed out things like property taxes and how that affects our budget. He kept us grounded and focused on what to do to maximize what we have to get that good quality house.<br/><br/>All these would be great review points and some are qualities already shared by the best but what made us gratious that we have Michael and his team working with us is that when we needed to close that deal. <br/><br/>He, his team, they made it happen.<br/><br/>Under a stressful time frame for both sides. He did not hesitate to say yes,ok we will do it. He did not complain or make excuses about how it cant be done. He just asked us to submit the proper documents back to them and he will take care of it. And he did. <br/><br/>He helped me take the next step in providing for my family. I absolutely love our place. I absolutely love that we are here, in a good quality home thanks to Michael's hard work and honesty.<br/><br/>We cannot recommend him enough. An absolutely wonderful pleasure working with him , Meagan and the Portland Home Loan Expert team.

  

12/30/2013 - user309910
Closed purchase loan. Powellhurst Gilbert, Portland, OR 97236

We were first time home buyers and Michael was recommended to us by our agent. We first spoke to him while they just got back from having their 2nd baby born and He sent us a few things to look over and review and what we would need to apply for a loan and to get qualified. We felt we were in good hands from the get go. The man took time off to get us started while settling back in and taking care of his family.

We were in for the long run and we tried our best not to be too difficult during the process, but as most already know and some of you will find out, buying a home is very frustrating and tedious but a very fulfilling endeavor.

Michael was always professional and talked and taught us how we can improve our chances. He pointed out things like property taxes and how that affects our budget. He kept us grounded and focused on what to do to maximize what we have to get that good quality house.

All these would be great review points and some are qualities already shared by the best but what made us gratious that we have Michael and his team working with us is that when we needed to close that deal.

He, his team, they made it happen.

Under a stressful time frame for both sides. He did not hesitate to say yes,ok we will do it. He did not complain or make excuses about how it cant be done. He just asked us to submit the proper documents back to them and he will take care of it. And he did.

He helped me take the next step in providing for my family. I absolutely love our place. I absolutely love that we are here, in a good quality home thanks to Michael's hard work and honesty.

We cannot recommend him enough. An absolutely wonderful pleasure working with him , Meagan and the Portland Home Loan Expert team.

Profile picture for Michael Neef
Response from Michael

 

  

10/19/2013 - user5334554
Closed purchase loan. Arnold Creek, Rivergrove, OR 97035

Michael was wonderful to work with. We needed a quick turn-around on a preapproval letter. He was able to process all of our paperwork and provide a customized letter for us quickly. His responsiveness helped us get our offer in on time.

After the sellers accepted our offer, Michael met with us to talk about our different home loan options. He was very helpful and answered all of our questions and took a lot of time to make sure we felt good about everything. He also helped us to lock in our rate and ensure that everything went smoothly at closing. I would highly recommend him.

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Response from Michael

 

  

03/27/2013 - Janine Smith
Closed refinance loan. Five Oaks - Triple Creek, Beaverton, OR

I highly recommend Michael Neef. Not only do I refer him to my clients as I am a Realtor, but I also use him to do my own personal refinance. He always gets right back to me with any answers to my questions right away, and knows all of the latest guidelines and time frames for all programs. And if this is not enough, Mike has an Awesome assistant, Megan who is as on top of things as I have ever seen, and is also very quick in all her replies, and is very helpful. Thank You So much! Janine Smith

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Response from Michael