I am a Real Estate Broker and Mortgage Lending Professional with 20+ years experience. I specialize in assisting clients with rather tougher credit profiles and Under 640 Fico Score Loans. I do credit repair at no cost for my clients, to raise credit scores to qualify. I also do a lot of high credit score low interest rate loans too.
I offer a wide variety of loan programs su ... ch as FHA down to as low as 500 fico, CHF Access half percent down payment program with a minimum 580 fico, USDA Rural zero down program with a minimum 580 fico, VA/CalVet no down payment no closing costs, conventional home loans and jumbo home loans up to 2 million with a minimum 700 fico.
I pride myself on assisting the many clients that want to buy a home but need a little credit repair in order to qualify to buy. I believe that the American Dream of Home Ownership should be available to everyone. I am here to help everyone achieve that Dream in any way I can. In today's market you can buy a home with a monthly payment that is less than what most are paying for rent, with little out of pocket expenses.
As a Real Estate Broker, I have trained many agents. I have associate Real Estate Agents and Brokers throughout CA to assist my clients that I refer to them to show homes and get them into their home purchase with as smooth as possible of a process. I participate in and monitor each transaction personally. There are so many ongoing changes in this industry that my 20+ years experience in negotiations, structuring and facilitating the home buying process is an invaluable asset in todays real estate market.
As a licensed Senior Loan Officer, I provide loan programs throughout CA including the rural small communities that are often underserved. I offer advice and home loan assistance to many Agents/Brokers and their clients throughout CA as well.
I look forward to speaking with you and can pre-approve you with a few dozen questions in minutes. I can issue a pre-approval letter or DU Approval within 24 hours allowing you to begin shopping and submitting offers on homes of your choice. I can have Full Underwritten Loan Approval within 24 to 48 hours to ease the transaction flow towards funding and beginning your life in your new home. It is a fantastic time to buy with record low interest rates, so don't miss the boat with home prices on the rise. Inquire now for the loan program that will fit your financial needs and Buy Today.
You Have Nothing to Lose and EQUITY to GAIN! 760-486-4225
I am also a Veteran and love assisting fellow Veterans with VA loans and the process of buying a home.
I also offer Stated Income Loans, Foreign National Loans and Hard Money Loans.
You may qualify conventional ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 660 fico
QUALIFY FHA ONLY 1 YEAR AFTER BK, SHORT SALE, FORECLOSURE OR DEED IN LIEU - minimum 580 fico