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Profile picture for Ray Stevens

Ray Stevens

Confirmed Lender

Branch Manager (17 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning,
Conf, FHA, VA, Jumbo, USDA, HARP

Ratings & Reviews

Ray Stevens was extremely responsive and able to get me an investment loan when no local banks could. We are still in the hunt for an investment property but the pre approval process was smooth and Ray was very informative.

  

01/18/2013 - Kim Ritter
Was pre-approved. Palm Bay, FL 32905

Ray Stevens was extremely responsive and able to get me an investment loan when no local banks could. We are still in the hunt for an investment property but the pre approval process was smooth and Ray was very informative.

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12/30/2012 - user281121
Closed purchase loan. Cape Coral, FL

Ray and Carolina were very helpful in the process to get the bank approval, they have a lot of knowledge, and they were also very professional. We especially appreciated their help in get me the approval. We would recommend them without hesitation.

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10/25/2012 - jroyko
Closed purchase loan. Lake Hopatcong, NJ

I have to admit, as a first time home-buyer, I was a bit skeptical of an out-of-state lender; however, I was quickly won over by Ray's unparalleled rates, expertise, and professionalism. When I decided to use Ray for my mortgage, I knew that I was getting the best possible rate but I was shocked by the high-level of personalized service that I received. From expediting the process to anticipating and preparing you for potential complications, Ray and his team really go the extra mile to make a daunting process as easy as possible. With Ray and his team, you get the best of both worlds--rock bottom rates, and excellent service!

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06/22/2012 - bielen
Closed refinance loan. Westfield, NJ 07090

I wanted to take advantage of the low rate environment but didn't want to pay thousands in excess fees for the refinance. I contacted a few lenders including Ray Stevens of Diamond Funding. I made the decision to go with Ray and he did not disappoint.

You provide Ray all the required documentation in a timely basis and he takes care of the rest. I never made a call to any lender or insurance agent. I was kept informed throughout the process and he was always available by phone and email if I had a question. I spoke with the title company the day before closing and everything was arranged.

The original estimate was on target with a sizable lender credit and there were no last minute surprises. We closed from start to finish in approximately 30 days.

If you want a pain-free refinance, I highly recommend Ray Stevens.

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06/22/2012 - jandkadler
Closed refinance loan. Weston, FL

Diamond Funding Corp. was a pleasure to work with. They were very professional, honest, and highly knowledgeable and closed our refinance very quickly. I was especially impressed with our loan officer Carolina Small, she was right on top of the whole process and an absolute pleasure to work with.

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06/17/2012 - vansos
Closed refinance loan. Locust, NJ 07760

Probably the best thing I can say is that I actually work for one of the top mortgage originators in the country and I still used Diamond Funding for my loan. Excellent experience. Was on the fence about whether to refinance even though I had to put money down and they absolutely helped talk me through all the financials. I've already recommended them to two friends.

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04/29/2012 - user46480
Closed refinance loan. Shamong, NJ

I am highly impressed with Ray Stevens and his team. I got a great rate and great service that walked me through the process and kept me informed along the way.

I do recommend their approach to mortgage refinancing and I have already.

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04/18/2012 - user4541821
Closed refinance loan. Marlborough, MA

I re-financed my mortgage with the Massachusetts office (Milford MA) of Diamond Funding through Loan Officer Hongmei Wang (hongmei@dfcorp.com) in March/April of 2012. I emailed multiple officers/companies, and Hongmei offerred the lowest rate. It was a no cost closing, and all closing costs were covered as promised. My rate lock needed to be extended (waiting for lender approval - due to volume), and Hongmei paid for the extension for me. The loan processor (Dianne Huber) was excellent and very responsive. Their lawyer came to my home for me to sign the closing papers after business hours, which was great. I strongly recommend Hongmei and Diamond Funding. If you are considering financing a mortgage it would be foolish not to reach out to Hongmei to see what rates she is offerring.

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04/13/2012 - iotsovav
Closed refinance loan. Lebanon, Readington, NJ 08833

I am very happy with Ray Stevens for my refinance - gave me the best rate and followed through the whole process very well, leading to a closing in less than 45 days. Very relaxed and friendly closing, too, not like with other lenders I had. Made me feel comfortable during the process - you just have to trust Ray!

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03/23/2012 - user452053
Closed refinance loan. Moorestown, NJ

Was reluctant to refinance online initially but was attracted to the very competitive rates offerred. I have refinanced two times before and have my own settlement person, so took the shot. The Diamond Team made working through the loan application and documentation process as painless as possible. Very responsive including a 1:00 AM response to a 11:00 PM email from my end. Received the rate quoted on the Zillow website which was extremely competitive. Would recommned Diamond to similar experienced borrowers who want a great rate on a simple refinancing.

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