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Ray Stevens Reviews

Ray Stevens
Branch Manager (19 years experience)

Specialties:

Purchase Loan, Refinancing, Mortgage Planning, Conf, FHA, VA, Jumbo

 
- Highly likely to recommend
04/12/2010 - amy1970
Gave me a quote on Zillow, but it did not work out. North Beach, Atlantic Beach, FL 32233
Ray called me and explained why I was not elig. for a mtg at the moment and walked me through the steps to fix my issues! I would highly recommend him. I only mark the NO i didnt close w/this lender because we're not that far into it yet
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- Highly likely to recommend
03/23/2010 - jestermike
Gave me a quote on Zillow, but it did not work out. Cresskill, NJ 07626
It is without hesitation that I highly recommend Ray Stevens. Not only is he extremely knowledgeable, his honesty and fairness is quite simply without comparison in his field. As soon as I called Ray he began working with me on processing my loan. As a matter of fact, I was further along in the process after 2-days with Ray than after a month with a different broker (someone who I knew personally for years as opposed to Ray who I found on this website). Ray was able to secure an excellent rate, easily amongst the best I saw on Zillow, while keeping the potential closing costs low as well. Unfortunately, I had to close on the property within 2-weeks so I needed to move forward with a private mortgage instead; however, I kick myself for not working with Ray from the get-go. My advice is to do yourself a favor, save some time and effort, and give Ray a call.
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- Highly likely to recommend
03/22/2010 - Raja2010
Gave me a quote on Zillow, but it did not work out. Deans, Kingston, NJ 08852
I heard through a friend about Zillow.com that we get best quotes. After visiting Zillow.com and reading the reviews, I contacted Ray Stevens. During my first purchase as well as during my present refinancing, I contacted about 3 to 4 agents. I can say that among all, I felt very confident and comfortable the way Ray has handled the process. Ray is very knowledgeable, explained about each item as well as answered all my queries in a very professional way. The service is extremely exceptional and I locked the rate through Ray on 03/17. He clearly explained when I have question with respect to why the fees in GFE is changing, the reason being different lenders charge different amounts and mentioned about those amounts with various lenders and the final settlement rate goes based on the Lender. He will definitely lock in the best rate moment based on the time of your loan process. It really happened that in my case when he mentioned that tomorrow the rates are going to improve and I will lock the rate at the best time. I am really very happy and confident with the whole process and hoping that soon I will be closing my refinance with Ray. The way things happened and with the confidence I have with the ray during my interaction, I am sure that every thing will definitely go as Ray explained with respect to closing as per the GFE. I definitely recommend Ray to my friends and contacts who are looking for purchase or refinance and would submit my review in 2 weeks about the closing process.
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Response from Ray on 03/23/2010
Thanks Raja. He wanted to know why other lenders charge more than me. I explained it was based on how much the loan officer wanted to make on each deal.

 

- Highly likely to recommend
03/18/2010 - 3trinity
Gave me a quote on Zillow, but it did not work out. Lake Cindy Estates, GA 30228
No, not as of today. however the Lender was extreme;y helpful, patient and extremely knowledgable. He offered sugesstions in which will help me prepare for getting a mortgage.
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- Highly likely to recommend
05/11/2010 - dholmesr
Gave me a quote on Zillow, but it did not work out. Limona, Brandon, FL 33510
Working to improve my status. guided me in the right directions on what to do or what not to do. Very informative. Plan to continue working with Ray to accomplish what has been started.
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Response from Ray on 05/16/2010
Thank you. This client is a student, with blemished credit. I explained what affects credit scores and how to improve it. When she graduates next year, her financial profile will be ready for a home purchase.

 

- Highly likely to recommend
05/06/2010 - lptboyer
Gave me a quote on Zillow, but it did not work out. Bryant, Piney River, VA 22967
Ray did a good job. He was quick to respond to calls and emails.
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- Highly likely to recommend
05/02/2010 - don544
Gave me a quote on Zillow, but it did not work out. Murdock, Port Charlotte, FL 33948
All contact with Mr. Stevens was timely and professional, it was unfortunate that our real estate deal fell through at the last moment . We are still looking tho and will recontact if we find the property we want.
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- Highly likely to recommend
01/23/2010 - snipes007
Gave me a quote on Zillow, but it did not work out. Pennsuco, Doral, FL 33178
Ray is as professional as it gets. Although I decided not to refinance my current loan, I have to say that I have nothing but good things to say about my experience with Ray. He is very candid, honest and will take the time to discuss and explain the loan process in detail. At the end, I backed away because of a specific situation with finding a lender willing to deal with my loan and its conditions. Even though Ray went out of his way to find one, it was not in my benefit to continue. He understood and respected my wishes. Didn't try to convince me with sales talk and that says tons about his business. I will definitely keep him in mind for any future loans. Thank You!
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- Highly likely to recommend
01/04/2010 - kph12
Closed refinance loan. Buckland, Gainesville, VA 20155
We recently completed a "challenging" re-finance through Ray. When we almost did not go to closing due to appraisal issues, Ray's persistence allowed us to restructure the deal at close to the original terms. I think he also set a record for getting the closing paperwork completed; the revised loan papers were updated and executed in just under three days. Through it all, Ray was highly professional and very responsive. Would definitely recommend him to anyone looking to re-finance or otherwise in need of mortgage help.
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- Highly likely to recommend
01/10/2010 - don name must be
Closed refinance loan. Duck Key, Marathon, FL 33050
Ray is very efficient and at the same time very pleasant to work with. When rates dropped, I wanted to lock in one day and Ray stayed late into the evening to assure that my paperwork was all processed on time. I have recommended Ray to both of my daughters and they are currently working with him.
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Professional Information
Ray Stevens
Address:
GSF Mortgage Corporation
944 Country Club Blvd, Suite 201a
Cape Coral, FL  33900
Phone:
(888) 610-3748
Email
Web:
Website
Advice posts:
484
Screen name:
Ray Stevens
Member since:
05/20/2007
NMLS #:
  • 177825