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Meewan "Kay" Lee's Advice
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0 Best Answers
Meewan "Kay" Lee wrote:
What is the standard rate to list a home in Los Angeles, CA?
There is not a standard rate, but the ongoing rate is about 6%, half of which goes to the buyer's agent. Try not to use "discount brokers" who offer less than 5% as they provide discounted service and try to get their own buyer so they can earn the entire commission. They will block other agents from bringing in a buyer to the table.
November 28 2011
low doc / stated income cash out refinancing
This is an email from a loan officer who does stated income:If you still want to cashout, please send me a email to firstname.lastname@example.org or call me at 213-434-9114If you have real job, not enough qualifyng income little bit, and good fico score over 700, a little debt on credit report. Max 75% cashout. If you want to go upto 80%, the lender fees get higher.Thanks,David Kim
November 21 2011
low doc / stated income cash out refinancing
Eastwest Bank and South East Mortgage have 40% down "purchase" programs for low docs or even no docs.I'm not sure if any of these banks do cash out refi's though.You can talk to Matthew Shin at South East Mortgage.714.523.0777562-519-6176
November 14 2011
Wow, if he/she only knows what she is getting herself in to. 1. 95% of the sales get postponed / cancelled. A lot of them at the last minute - literally. So if you have a certain property in mind, the chances are that you will have to come back 3 - 4 times.2. Most flippers have a team at the title company dedicated to check liens up to the last minute. 3. You don't get to see the inside of the property you are buying, so you have to guestimate the repair / remodel costs.4. You have to deal with the legal issues of evicting the tenant / owner after you acquire the property. (Home owners often file for BK to prolong the stay - before or after the auction.)5. You are competing with seasoned investors who purchase 10 - 30 properties a month. They are at the auction every single day, in 3 different counties in greater LA area, for example. They will be the one picking up the juicy ones.6. You client does know that the properties are sold with full cash only, right?
August 18 2011
Now You Can Substitute a New Buyer for One Who Walked Without Restart with B of A
I received this awesome news today from B of AWhen a Backup Offer Is ReadyYou should send a message to your short sale specialist via Equator when the original buyer is no longer interested in the property. Your short sale specialist will then respond to you within two business days and ask if you have a backup offer ready to submit. If you have another buyer prepared to make an offer, the short sale can proceed without having to repeat the short sale initiation steps. The short sale status in Equator will change to "Marketing," and you will be directed to complete the following tasks within 14 business days:
July 12 2011
10 ways to make a small room look larger
Most people have one: that room in the house that they wish was just a little larger.Here are 10 designer tricks...1. For the illusion of a larger room, use a color scheme that is light rather than bright or dark. Pastels, neutrals and white are all color possibilities.2. Use a monochromatic color scheme on the furniture, rugs and walls. Select different shades and textures of your single color.3. Lighting is a key element in opening up a space. Recessed spot lighting is visually appealing and is perfect for a small space. A torchiere light is great for bouncing light off of the ceiling and back down on the room. Skylights and solar tubes are natural alternatives for adding light to a room.4. Limit the number of accessories to avoid the cluttered feeling.5. The floor and the ceiling A light-colored flooring such as light oak or a light-colored carpet will make the room appear brighter and more open.6. Increase the appearance of the size of the room by adding wall mirrors. They not only reflect images, they reflect light and color. Your room will appear to double in size.7. Don't place too many pieces of furniture in a small space. A love seat may work better than a full-size sofa depending on the size and shape of the room.8. Add paintings or prints to the walls. One large painting works better than a group of small paintings.9. The visual balance of a room A large, brightly colored element can overwhelm a room and decrease the appearance of space.10. A glass table, whether it is a dining, coffee or end table, will keep the appearance of an open and free space.
June 30 2011
Can sales history be removed for a property I own?
Any time there is a deed transfer, it gets recorded with the county and becomes public record. So no, sales history can not be removed.
June 24 2011
I updated my home description yesterday and it still hasn't changed. How long does this take?
Do you mean that the new description is not showing? The changes show instantly, so maybe you did not "save" the changes?
June 16 2011
Second set of eyes for mortgage : closing fees and title services
Your loan amount is high conforming (over 417K) and you are putting less than 20% down. That's 2 hits against you. If your fees and interest rates are as you stated, you are getting an excellent deal. Is your lender even waiving the one time upfront PMI?
June 14 2011
Property tax rate in Chicago, Il
How is the property tax rate calculated in Chicago? What is the annual rate?
June 06 2011
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