I found Dave by just clicking through a link on Zillow so I didn't know anything about him when we first spoke. He turned out to be incredibly friendly and knowledgeable, and ultimately helped me refinance with the lowest costs out of anyone I talked to. He was so quick and responsive throughout the process and made things very painless. I really appreciated how transparent and low pressure he was - at no point did I feel like he was trying to talk me into anything, just that he was provide facts and helping me with questions. I actually completed my refi with Dave 2.5 years ago (2013) and am looking to do another one, and Dave is the first person I thought of so I figured I needed to finally write a review. I highly recommend him and hope to use his services again.