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Profile picture for ResFund California

ResFund California

Confirmed Lender
Purchase Loan,
Home Equity

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Why Residential Funding Group?

1. We are PURCHASE PROFESSIONALS! ***Don't risk your purchase working with inexperienced loan officers!***

2. Best Rate "NO-COST" Loans! Lender Pays ALL Costs, Not You!

3. California Based - Lowest APR's!

4. Not a Call-Center. You'll enjoy personal service from a team that's worked together for over 10 years

5. Highly Rated on Zillow - Read our Excellent Reviews!

6. Work with mortgage industry professionals and avoid making costly mistakes that could cost you time and money

7. Our vast network of lenders enables us to consistently deliver loan solutions at the lowest rates

8. Same day DU Loan Approval!

9. Same Day Locking!

10. 5-Star Service, Always.


Zillow is a pricing engine that posts best pricing available. Zillow does dot qualify borrowers for rates shown. At Residential Funding Group, we post rates on Zillow assuming the following:

1. EMPLOYMENT: Borrowers are W2 employees (not Self-Employed). If self-employed, adjustment to the rate or credit may apply.

2. REAL ESTATE OWNED: Borrowers own one property (primary residence). If additional properties such as investment/rental, an adjustment to the rate or credit may apply. In all cases, a maximum of 3 properties may be owned, regardless of whether or not those properties have mortgages.

3. THIRD PARTY FEES: On every Zillow quote (with every Zillow Lender), 3rd party fees are NOT included in the quote. When selecting "View Details" on a Lenders quote, Zillow includes the disclosure "*Third part fees may not be included". This is located in the detail section of each quote and include fees such as Escrow, Title Insurance, Notary, Recording fees,Taxes, and Insurance. We will use on of the two largest title companies to close your loan (Lawyers Title or Fidelity). Both of these companies offer our clients heavily discounted fees.



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Ratings & Reviews


11/04/2013 - pete diffley
Closed refinance loan.

I recently completed a refinance from a 30 yr fixed to a 15 yr fixed mortgage. I was able to obtain a quote, complete the application process, submit my documentation and obtain approval within 30 days, and all of it via e-mail and secure internet portals. I never actually had to speak with anyone other than the appraiser who came to my home early in the process, and the notary who came to my home to complete the closing documents. It was amazingly painless and my interest rate is 2% lower. As a result, I highly recommend Residential Funding Group, Inc. I also did not previously know that the compensation paid to mortgage brokers is regulated, whereas the big banks can charge consumers whatever we agree to pay. My advice to all consumers seeking a mortgage, new or refinanced, is to always use a broker. The broker is motivated to win your business by searching out lenders who provide the best rates. Brokers succeed by giving consumers a better deal at a lower cost, thus generating referrals. My big bank lender was unable to compete.  More Less 

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10/29/2013 - jenrsun
Closed refinance loan.

My original mortgage broker dropped the ball, lost me a great rate and then couldn't find a decent rate for me. I was skeptical that someone else could help, but Tom did. He and his team were fast, efficient, helpful, responsive and took the time to answer every question I had. I am thankful for their help in my refi.  More Less 

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10/08/2013 - GloriaKayCarr
Closed purchase loan. Encinitas, CA

We got pre-approved with Resfund and then went house shopping. Having the preapproval helped us when we made our offer. Once the offer was accepted, Tom worked with our agent and the sellers agent to make sure the closing went as scheduled (and it did!). We're delighted with our new home and our great interest rate. Thank you!  More Less 

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