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ResFund California Reviews

ResFund California

Specialties:

Purchase Loan, Refinancing, Home Equity

 
- Highly likely to recommend
11/04/2013 - pete diffley
Closed refinance loan.
I recently completed a refinance from a 30 yr fixed to a 15 yr fixed mortgage. I was able to obtain a quote, complete the application process, submit my documentation and obtain approval within 30 days, and all of it via e-mail and secure internet portals. I never actually had to speak with anyone other than the appraiser who came to my home early in the process, and the notary who came to my home to complete the closing documents. It was amazingly painless and my interest rate is 2% lower. As a result, I highly recommend Residential Funding Group, Inc. I also did not previously know that the compensation paid to mortgage brokers is regulated, whereas the big banks can charge consumers whatever we agree to pay. My advice to all consumers seeking a mortgage, new or refinanced, is to always use a broker. The broker is motivated to win your business by searching out lenders who provide the best rates. Brokers succeed by giving consumers a better deal at a lower cost, thus generating referrals. My big bank lender was unable to compete.
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- Highly likely to recommend
10/29/2013 - jenrsun
Closed refinance loan.
My original mortgage broker dropped the ball, lost me a great rate and then couldn't find a decent rate for me. I was skeptical that someone else could help, but Tom did. He and his team were fast, efficient, helpful, responsive and took the time to answer every question I had. I am thankful for their help in my refi.
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Response from ResFund California

 

- Highly likely to recommend
10/08/2013 - GloriaKayCarr
Closed purchase loan. Encinitas, CA
We got pre-approved with Resfund and then went house shopping. Having the preapproval helped us when we made our offer. Once the offer was accepted, Tom worked with our agent and the sellers agent to make sure the closing went as scheduled (and it did!). We're delighted with our new home and our great interest rate. Thank you!
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Response from ResFund California

 

- Highly likely to recommend
10/08/2013 - CluckinJackie
Closed purchase loan. Carlsbad, CA
Our house closed and we got a great rate with Residential Funding Group. From the initial call with Tom to his assistant Keith and Processor Colleen, this team went above and beyond to make sure that the closing of our new home went smoothly. We are looking at investment properties now and will be using this company again.
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Response from ResFund California

 

- Highly likely to recommend
10/08/2013 - loerzelpets
Closed purchase loan. Valley Center, CA
We just closed on our new home purchase and couldn't be happier with the service and professionalism by Tom and his staff! Tom helped coordinate the loan process along with Colleen to provide timely removal of loan contingencies. We had a 30 day escrow and closed the loan right on schedule. If you're reading this review and are considering using Resfund for financing of you purchase, we highly endorse this company!
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Response from ResFund California

 

- Highly likely to recommend
10/07/2013 - brishoe tiger
Closed refinance loan.
We've been through several refis and commend ResFunding for doing a great job! Tom advised us on locking the loan at the most opportune time, given the market swings, his help proved valuable as we managed to lock in a rate that was .125% better than originally advertised! The refinance process was clearly set out for us and we closed in about 30 days.
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Response from ResFund California

 

- Highly likely to recommend
10/07/2013 - markdixon30
Closed refinance loan. Crescent Park, Palo Alto, CA
We were delighted with the interest rate Tom got us! After researching online we decided to go with a California based company. Tom and his staff proved to be very competent and very customer service friendly. From the initial phone call with Resfund to signing the papers, it was an enjoyable experience.
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- Highly likely to recommend
10/03/2013 - user25026531
Closed refinance loan. Cathedral City, CA
Professional, knowledgeable, courteous, and good follow up. It was a good experience from beginning to end. They were one step ahead of the process so if anything came up (it did) they were there to quickly resolve issues. 2nd refi, first with Resfund, will use them again.
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Response from ResFund California on 10/07/2013
Thank you for the positive review. This client had a unique refinance and required special attention to their situation. Special thanks goes to our processing staff and our Escrow partners!

 

- Highly likely to recommend
10/03/2013 - user3440654
Closed refinance loan. Oakland Ave-Harrison St, Oakland, CA
I spoke with a few companies here on Zillow and decided to go with Residential Funding. I have great credit and good equity so I figured my loan would close easily, I was right! They are very thorough and easy to work with. I will be telling my co-workers and family about this loan closing. Really appreciate all that Tom and his staff did. Thank you!
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Response from ResFund California on 10/07/2013
Thank you! This client was exceptional to work with. By providing us their supporting documents in a timely manner we were able to close this refinance in record time (under 3 weeks). Thanks again!

 

- Highly likely to recommend
10/03/2013 - user3939600
Closed refinance loan. Cathedral City, CA
The refinance was easy. It was a great rate and Tom and his team did a fine job. Our loan was tricky to underwrite because I'm self-employed, but overall I give Tom 5 stars! Colleen was very efficient and helpful. I will definitely be referring Tom out to friends.
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Response from ResFund California on 10/07/2013
We love working with self-employed borrowers! The self-employed borrower requires special skills when it comes time to processing and underwriting. Choosing the correct Lender can make or break these refinances. Our investor partners really help to make these refi's a breeze.

 

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Professional Information
Address:
Residential Funding Group, Inc.
12555 High Bluff Drive, Suite 301
San Diego, CA  92130
Phone:
(866) 843-9613
Email
Web:
Website
Screen name:
ResFund California
Member since:
01/31/2012
NMLS #:
  • 865290