Closed refinance loan. Black Mountain Ranch, San Diego, CA
Shopping for lowest rates on the internet and I found Residential Funding Group. Their rates are excellent and we just closed our home loan with them. Very professional and knowledgeable. When it came time to lock in our rate we locked in .125% lower than what we were originally quoted. I found out that other mortgage companies- the ones that fund your loan and then resell it real fast, they keep any extra rebate instead of giving it to the borrower. We actually got paid to do our refinance, how do you beat that?! These guys are pros and good to work with, will use them again.
Called up to confirm rates and surprised to find out that they were just as posted! We have great credit and equity in our home so we wanted the best rate, why pay more if you don't have to?? Tom went to work and didn't stop until our loan closed. So far I haven't seen any company that can beat the rates Residential Funding offers. If you have good credit and equity call these guys for a quote. Highly recommend and will use again.
Closed refinance loan. Torrey Highlands, San Diego, CA
We just refinanced our home in California. Pretty straight-forward process. We got a great rate and the loan didn't cost us anything. I liked the fact that the staff was English speaking and I wasn't transferred to some Indian call-center. Tom and his staff worked diligently for us and it is much appreciated. Would highly recommend them for anyone looking to refinance.
Big kudos for Tom and his staff!!! But what a lot of paperwork! Wow, I can't believe how many conditions the underwriter asked for, but we got it closed! Excellent rate and Tom did a great job. Thank you!!! Thank you Colleen!!!
Best rates for California loans I found on the internet. I have good credit/equity so it was about rate for me. No cost refinance, with extra rebate money (nice!). No other lender was offering that, the extra rebate helped. Used a big name Title and Escrow company so I felt I was in good hands there too. The appraiser was marginal but my value came in and that's all that mattered. Will refi again with Tom
My husband and I are quite pleased with Tom and his professionalism. He was available whenever we needed him including nights and weekends which worked out well since we keep odd hours. Colleen, Tom's processor was very courteous, responsive, and helpful. It was a pleasure to work with him and his team. Closed with the best rate we found at no cost to us. When you select Residential Funding make sure you request Tom for your loan!
Closed refinance loan. University City, San Diego, CA
Lowest rates I found online and was surprised by the good service. I was told by a friend to check out the rates at Residential Funding Group and they were the lowest by a big margin. As far as I can tell, loans all end up at the same place nowadays so it's kind of a commodity. Tom knows the mortgage business and I felt totally comfortable with him. Thanks to Tom and his staff- job well done.
Closed refinance loan. Rancho Penasquitos, San Diego, CA
Closed refinance with Tom Krug. Got extra rebate after closing costs were paid (free money). This was the big difference from other quotes we got. I found out that other companies no-cost loans included paying pricey (more expensive) fees to their affiliates (title and escrow). Tom got us discounted 3rd party fees so the extra rebate was used to pay prepaid interest and also some of our impound account. By far cheapest rates I found.
Closed refinance loan. Carmel Mountain, San Diego, CA
Just refinanced with Tom and Residential Funding. Rate quoted on zillow was the rate we got. No hidden costs, no surprises. Tom and his Processor Colleen are top-notch to deal with. Disclosed everything upfront, even the fact that there would be lots of paperwork. Would use them again. Happy with our loan, feel we got the best rate available.
Closed refinance loan. Scripps Ranch, San Diego, CA
I first contacted Residential Funding Group because of their rates. I wasn't expecting to go with the first person I spoke with, but Tom came across as trustworthy and knowledgeable. I'm glad I closed my loan with him! There was a bit of paperwork to gather and it took about 30 days to close, but it was worth it. I am pleasantly surprised by the end result. Definitely recommend Tom and Residential Funding Group to anyone looking to refinance.