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Rey Gallegos

Confirmed Lender

Branch Manager | Loan Officer (12 years experience)

Purchase Loan,
Mortgage Planning

Ratings & Reviews



01/19/2015 - rshugert
Closed purchase loan. Spring Valley, Las Vegas, NV

A year ago Rey assisted us into obtaining a HARP loan on our old house which turned out reducing our mortgage by over 400 dollars per month. Recently Rey and his staff handled our purchase of a new home from pre-approval to closing the purchase loan and we were able to keep our original home as a rental property. Rey and his staff kept us informed on needed items and progress of the loan approval throughout the process from beginning to end. I appreciated the professionalism Rey and his staff exhibited throughout the process. I have, and will continue to recommend him to friends and family in the future.

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Response from Rey on 01/22/2015

As always it was a pleasure working with you!!!



07/23/2014 - zzapex
Closed refinance loan. Green Valley Ranch, Henderson, NV

My wife and I recently refinanced our personal residence through Rey Gallegos and W.J. Bradley Mortgage Capital. Rey guided us through the detailed and complex application process in a timely and complete manner. He set information flow goals for us, and scheduled the applicable appraisal and pest inspection appointments as a total professional. Of particular note is that our mortgage was approved on time and funded as predicted. What more can a consumer ask for? I recommend Rey/702-808-8328 and I am completly confident that he will do a great job!

Sincerely, Jerry K

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Response from Rey on 07/24/2014

Thank youfor the kind words!!! It was a pleasure working with you!



06/17/2014 - zuser20140617133322272
Closed purchase loan. Summerlin South, Las Vegas, NV

Rey Gallegos's service was OUTSTANDING ! He always was available for us during this process and answered all our questions quickly to guide us through. He was detailed and thorough from start to finish. He made this a quick & simple process for us without any surprises. We purchased a secondary/retirement home in Las Vegas and we currently live in Illinois. Rey made us feel right at home with all of his knowledge, guidance and professionalism. Thanks on a job well done and I recommend your fine service to anyone needing a true professional !

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Response from Rey on 06/18/2014

Thank you so much for the kind words. It is easy to deliver a smooth transaction when buyers are responsive and prompt like yourselves! It was a pleasure working with you.



05/09/2014 - jim948
Closed purchase loan. McCullough Hills, Henderson, NV

Ray and his office staff were always available to answer our questions with a quick response. My wife and I hadn't purchased any real estate for over 10 years. A lot has change in the Mortgage Industry and Ray and his staff walked us through each step. I highly recommend him for his honesty and thoroughness.

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Response from Rey on 05/12/2014

Thank you for the kind words! They are much appreciated and it was a pleasure working with you!



05/05/2014 - JustinPriddy
Was pre-approved. Spring Valley, Las Vegas, NV 89178

Rey has been the most professional, courteous and knowledgeable person that I have worked with through my home buying experience. This was my 1st home and obviously I had a many reservations and lots of questions. Every phone call I made to him was answered, I didn't even have to leave a vm, he just answered the phone no matter what time it was. Every email was replied to within minutes. Rey's customer service went way beyond what I was getting from a local bank and local builder. You should use Rey no matter what, he will not waste your time.

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Response from Rey on 05/06/2014

Thank you for the kind words!!!



02/24/2014 - francine18
Closed purchase loan. Midway, Henderson, NV

Rey has the natural ability to make you feel comfortable which helps when you're making life's big decisions. His knowledge, experience and the fact that he or his staff returned my calls promptly made me realize I was in good hands! Thanks Rey, I'm enjoying my "new home"!!!!

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Response from Rey on 02/26/2014

Thank you so much! Great clients make for easy transactions!



02/18/2014 - acbarge
Closed refinance loan. Gibson Springs, Henderson, NV

Mr. Gallegos was extremely helpful to us in getting our home approved for a home reduction loan. He is very knowledgeable in the business and was able to get us a reduced interest rate also. Extremely timely, personable, and informative, he walked us through the process and answered all our questions, he even took our calls when we had other questions. The process can be very tidious, but Ray made it go very smooth with very little stress. We would use him again and recommend him to all our friends.

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Response from Rey on 02/19/2014

Thank you so much for the kind words! It was a pleasure to work with you!



02/17/2014 - soldbychristy6
Closed purchase loan.

Rey is the best! He is very experienced and current on all the new loan programs. He closed my loan on time and met all expectations. He explained everything in detail and kept me informed along the way. There is nothing more personal than buying a new home and it can be very stressful. It was nice not to have to stress on the loan.

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Response from Rey on 02/18/2014

Thanks for the kind words! It was a pleasure working with you!



02/14/2014 - NO GAMES
Closed refinance loan. North Las Vegas, NV

When we thought we exhausted all avenues trying to refinance into a lower mortgage rate to take advantage of the savings and told numerous times your underwater, can't help you, no dice, sorry and every other frustrating phone calls..The light came throught that tunnel when i called and spoke with Rey Gallegos after seeing one of his videos posted on line saying he can get it done for Las Vegas Residents. Of course at first was like sure, what the heck i'll give him a shot what's another try going to hurt.. Mind you know we had no credit problems, put 30% down on our purchase and rode out this housing storm mess...Then Rey came back and said i can get this done! Turned in all our information to him so he could verify our credit, and not only did he get us refinanced we got the rate we wanted and shortened our mortgage from owing 25yrs on a 30 to getting into a 20yr loan.. We shaved 5 years off and saved 200 a month (could have gone with a new 30yr. term and save around 400 a month).. And Rey got it done in the time frame he promised 30 days.. Rey your Aces in my book!!! Recommend Highly

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Response from Rey on 02/18/2014

Thank you for your business and taking the time to share this great feedback!



04/18/2013 - user54260652
Closed refinance loan. Paradise, Las Vegas, NV

Rey helped me refinance my home after I was jerked around by Greentree (they held my mortgage) for almost 5 months. I received asssitance from Nevada's Hardest Hit and Greentree held up the process so long that I almost lost the $50,000 certificate to refinance. To make a long story short Rey saved me from losing the $50,000. He took care of everything in a very professional manor and my house was refinanced in a little of a month from beginning to end. I would reccomend Rey to anyone that needs a mortgage, no matter what the circumstances. Now, Stressfree Debbie

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Response from Rey on 04/19/2013

Thanks Debbie! It was a pleasure working with you!