Contact Lender

Please enter a first and last name.

Please enter a valid phone number.

Please enter a valid email address

Please fill in a note to the lender (5 character minimum, 800 character maximum).

Submitting contact...
An unexpected error occurred. Please try again later.
Profile picture for Ricardo Torres

Ricardo Torres

Lender

RMLO NMLS# 255493 (18 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Over 15 years of mortgage sales experience. Ricardo started his career as a loan officer with Household International July 1997. Within 6 months Promoted to Senior Account Executive. Shortly after promoted to Assistant Sales Manager, until he took the reins of the Laredo Texas Office as Branch Sales Manager. During the 6 year tenure at Household , Ricardo was awarded Founders council honors, two national top 50 sales travel awards, and Circle of Excellence both as a Sales associate and a Branch Manager. Ricardo took on the role as a Team lead for Countrywide Full Spectrum Lending in San Antonio. 

He then took the leap from retail to wholesale with an opportunity to work in the Rio Grande Valley as an Account Executive for Washington Mutual Long Beach Mortgage, and opened the territory for the renowned mortgage lender that specialized in Subprime mortgage lending. In 2005 he transitioned to an opportunity to further expand his relationships as the Valley Account Executive for Homecomings Financial with the capacity to provide better service to Brokers and Loan officers. 

Branch Manager at Ameripro Funding from Jan 2010 to August 2012. 

Aug 2012 Joined the Team at Gold Financial Services in Edinburg Texas.

Specialties:Sales and Marketing, Training, and Operations, Technical and Virtual operations.
Certified Military Housing Specialist - 
More Less 
About Ricardo Torres: Over 15 years of mortgage sales experience. Ricardo started his career as a loan officer with Household International July 1997. Within 6 months Promoted to Senior Account Executive. Shortly after promoted to Assistant Sales Manager, until he took the reins of the Laredo Texas Office as Branch Sales Manager. During the 6 year tenure at Household , Ricardo was awarded Founders council honors, two national top 50 sales travel awards, and Circle of Excellence both as a Sales associate and a Branch Manager. Ricardo took on the role as a Team lead for Countrywide Full Spectrum Lending in San Antonio.&nbsp;<br/><br/>He then took the leap from retail to wholesale with an opportunity to work in the Rio Grande Valley as an Account Executive for Washington Mutual Long Beach Mortgage, and opened the territory for the renowned mortgage lender that specialized in Subprime mortgage lending. In 2005 he transitioned to an opportunity to further expand his relationships as the Valley Account Executive for Homecomings Financial with the capacity to provide better service to Brokers and Loan officers.&nbsp;<br/><br/>Branch Manager at Ameripro Funding from Jan 2010 to August 2012.&nbsp;<br/><br/>Aug 2012 Joined the Team at Gold Financial Services in Edinburg Texas.<br/><br/>Specialties:Sales and Marketing, Training, and Operations, Technical and Virtual operations.<br/>Certified Military Housing Specialist -&nbsp;

Ratings & Reviews

No reviews yet

Service Areas