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Profile picture for Rick Bengco

Rick Bengco

Lender

Morgage Lender

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

Rick and his team was outstanding! We started our search during the holiday season. As we prepared to qualify for for a home, Rick shared news that would delay us from moving forward in the process. However, Rick created a plan that would allow us to continue with our search and work towards reconciling our minor issue within a reasonable time. <br/><br/>As we found the house of our dreams, Rick negotiated with selling agents, bank partners, and other stakeholders in order to work with our loan provisions. Needless to say, it was a stressful moment for us but Rick did an amazing job managing the complexity of the deal. Most importantly, Rick never made us feel our dream home was at risk of losing. <br/><br/>Rick's ability to work through difficult situations and ensure his client's interests are protected was by far something we've never seen or experience in any industry. It was truley PLATINUM standard in which we only wish everyone in the service industry would follow. Unfortunately, that is not the case in which makes Rick a unique professional and one I recommend. I absolutately believe Rick and his team can handle any type of loan transactions. His negotionation skills were impeccable however Rick's outstanding business relationships was his competitive advantage. <br/><br/>Way to go Rick!!

  

05/25/2014 - zuser20140525102709131
Closed purchase loan. Fontana, CA

Rick and his team was outstanding! We started our search during the holiday season. As we prepared to qualify for for a home, Rick shared news that would delay us from moving forward in the process. However, Rick created a plan that would allow us to continue with our search and work towards reconciling our minor issue within a reasonable time.

As we found the house of our dreams, Rick negotiated with selling agents, bank partners, and other stakeholders in order to work with our loan provisions. Needless to say, it was a stressful moment for us but Rick did an amazing job managing the complexity of the deal. Most importantly, Rick never made us feel our dream home was at risk of losing.

Rick's ability to work through difficult situations and ensure his client's interests are protected was by far something we've never seen or experience in any industry. It was truley PLATINUM standard in which we only wish everyone in the service industry would follow. Unfortunately, that is not the case in which makes Rick a unique professional and one I recommend. I absolutately believe Rick and his team can handle any type of loan transactions. His negotionation skills were impeccable however Rick's outstanding business relationships was his competitive advantage.

Way to go Rick!!

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02/03/2014 - d tadashi g
Closed refinance loan. Los Altos, Long Beach, CA

We had found Rick through a business card and I count myself lucky to have followed up with him. Rick was helpful and thoughtful. He was very thorough and responsive to our needs and while he was very proactive in contacting us, he never pushed us faster then we were ready to go with our loan. I would recommend Rick to anyone looking.

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01/27/2014 - user807494
Closed Home equity loan. Los Altos, Long Beach, CA

My husband and I found Rick through a referral and we are so grateful for him. He is attentive, thoughtful, and gracious. He answered all of our questions and went out of his way to help us. He listened to what my husband and I wanted for our future and was honest and thoughtful in how to help us acquire our dreams. My husband and I travel a lot for work and Rick went out of his way to work around our schedules and time. He is proactive, friendly and very quick to respond. We would recommend him to anyone. Rick goes above and beyond to care for his clients.

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11/20/2013 - jpereira5
Closed purchase loan. La Habra, CA

I am definitely recommending Rick Bengco. I had the opportunity to work with the guy on my lending needs and he did a great job. A dependable and straight forward Real Estate Professional

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10/25/2013 - krisnakhjiri
Closed purchase loan. Lakewood, CA

Rick was referred to me and my husband by a coworker of mine. From contact date to moving into our first home was within 5months. Keep in mind it was a short sale and the bank was taking its sweet time reviewing and finally approving our loan. Rick answered all our concerned calls no matter how petty the questions may have seemed. Since we are first time home buyers we had many of them. Overall rick offered reliable and professional help and we could not have gotten our first home without his help.

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10/25/2013 - RichardParayno
Closed purchase loan. Imperial Estates, Long Beach, CA

Rick and his staff at Elite One Mortgage did a wonderful job in helping me and my wife's dream come true in becoming homeowners. We made an offer on a short sale home and that same day Rick called the selling agent and presented documentation to show that we are qualified buyers and assured the agent that the transaction will be quick without delays. In less than 3 months we had the house of our dreams. I recommend before looking for a house you visit Rick so he can tell you exactly what you qualify for and so he can prepare your profile for when the time comes to place an offer you're file is ready. Looking for a house is already stressful, so let Rick take the stress off of buying the house. He is very, professional, and personable and will answer your calls even when he is on vacation.

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10/24/2013 - kfratangelo
Closed refinance loan. The Plaza, Long Beach, CA 90815

We had been wanting to refinance to a lower interest rate for a while but never did because we knew how tedious the process could be and honestly, there were things about refinancing that we didn't quite understand. Rick was so helpful in this process! He was honest and patient to explain everthing. We never felt like he was out to make money for himself or dishonest, he made refinancing easy. We wished we would have been referred to him sooner.

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10/23/2013 - user70151082
Closed purchase loan. La Habra, CA

I have known Rick Bengco for 5 years because it took as that long to find a house suitable for our needs, our budget and our preferred location. He is patient, understanding, willing to work extra mile for his clients.

He is honest, trustworthy, understands your needs and works very hard to meet those needs without compromising work ethics and efficiency.

I would trust Rick with big decisions like purchasing a home. I have referred a relative to Rick for their home financing needs - and my relative is very happy too just like us.

Thank you Rick for a job well done!

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10/22/2013 - jgarballo
Closed Home equity loan. West Frankfort, IL 62840

My experience with Rick was wonderful. Buying a home is such a huge commitment and Rick was able to answer all my questions and walk me through the process from beginning to end. I never felt over whelmed and was very impressed with Ricks timely responsiveness to my emails and concerns. Most of all, he was always optimistic and very professional.

I know this will not be my last home, and look forward to using Rick again in the future.

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10/21/2013 - user98687337
Closed purchase loan. The Plaza, Long Beach, CA

I was in the market for over a year, during that time Rick was always there to answer my questions and send needed information to my realtor. He is extremely knowledgeable and was a pleasure to work with. I would recommend him to any of my family and friends.

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