LIsa,It would be best for you to work with an experienced Realtor who knows Baltimore. I work with many clients from Johns Hopkins and would be delighted to assist you!Feel free to contact me at: email@example.com and I will send you my cell number. Many Thanks!Ricki
You most certainly can ask for a Seller credit to offset the cost of replacement, or negotiate a lower price. Assuming you are working with a Realtor, if necessary, ask for an extension for your Request for Repairs in order to get at least one or two estimates. Your Lender can advise regarding financing the repairs - but usually that requires a 203K loan. Your FHA addendum may need to be revised - again that is a Lender question. Condominiums can be tricky, so you may want to contact the Property Management Co. Surely, others also have faced this problem in the building. Good Luck!!
It would be best to have a Real Estate professional do a home evaluation and discuss the comps for your neighborhood so that you can make an informed decision about whether to list it at this time. If you currently owe more than what the comps indicate, then you would need to sell it as a Short Sale - which is a tricky and takes time -- I have worked on a number of Short Sales. If you would like to discuss any of the above or would like more information, please let me know. Thanks!
A rent-to-own is, in essence, still a purchase - with an extended Settlement Date where a percentage of the rent is placed in an escrow account in order to accrue enough for a down payment and closing costs. You would still need to go thru the mortgage pre-approval process, just as if you were buying with a traditional 30-60 day Settlement. Does this scenario sound like your situation? Do you need time to save up for the down payment and closing costs? It may be worth your while to speak to a Lender who can adequately assess your financial situation. There may be grant money available to you from the State. Let me know if you would like any additional information or would like to speak to Lender. Thank you!
I would be happy to send you the appropriate listings that fit your criteria. Please email me your price range, and the zip code and/ or neighborhoods you are interested in. I can be reached at firstname.lastname@example.org. Thank you!
Hi....I work with many Docs, Residents and Fellows that use the Dr Loan in Baltimore. I have an incredible lender who specializes in that specific program who would be happy to speak to you. I had a client just this month who had the same question. Would you like to get in touch with me directly to discuss and get my lenders info? I live in Baltimore and work mainly in Baltimore City and the perimeter neighborhoods and surrounding counties, so I know the area very well. Many Thanks!
Hello....I work many Residents, Fellows and Doctors from UMMD - I am working with two presently, one of which just purchased a condo this past weekend. I am also a Baltimore native and City resident for over 20 yrs so I am very familiar with the areas that would be suitable for your daughter. I have Lender who specifically specializes in Doctor loans as well, should you decide to explore buying versus renting. I welcome your inquiry if you would like to chat further.Many Thanks! Ricki
I would give Alan a call to get his input and/or get a quote from him. He does beautiful quality work and you will learn a lot from him. I told him you might be calling. He could probably give you a 'guestimate' over the phone.Good luck!
Hi....I work with a builder in Baltimore County who would be happy to answer your questions. His name is Alan Klatsky. email@example.com call him at 410.356.4700. Please let him know that I referred you. Sounds like a great project - have fun with your renovation!Thanks and if you need any additional help, please get in touch with me:firstname.lastname@example.org.Ricki