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  • Ritchy Haynes

Ritchy Haynes
Sales Manager- NMLS 76066, Colorado MLO- Regulated by Colorado Division of Real Estate, NMLS ID, California MLO- Regulated by California Department of Business Oversight, Illinois MLO- Regulated by Illinois Department of Financial Regulators (9 years experience)

Specialties:

Purchase Loan, Refinancing, Home Equity, Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

PERL Mortgage is a leading national independent mortgage banker established in 1994 and headquartered in Chicago, with over 200 employees company-wide, licensed in 16 states and growing nationally.PERL was ranked 37th in the Top 100 lenders in the nation (Mortgage Executive Magazine, 2012); with $1.6 billion is funded loans with only 82 originators. PERL keeps loans in-house from ap... plication to closing, ensuring speed, security and quality control, making the mortgage process streamlined and hassle-free. We offer a full mortgage product offering including but not limited to; Jumbo, Conventional, FHA/VA, USDA.

I am an experienced direct mortgage banker/lender, loan officer and broker with over 8 years experience. I am a very driven individual that strives to meet and exceed the expectations of my colleagues, clients, and friends, by offering insight, training, and tips towards their mortgage and credit approval process. My goals include educating clients on entire process and providing as easy of a transaction as possible. Recipent of 2012 Five Star Mortgage Professional award, given to top 7% of mortgage professionals, based on third party feedback from homebuyers.

Specialties: Purchase loans, Refinances, Conventional loans, FHA/ VA, CHFA, Jumbo Loans, 203k, HARP 2.0 , Condo financing, Reverse Mortgages, Credit Analysis, mortgage banking, loan origination, down payment assistance

PERL NMLS: #19186; CO Branch NMLS: #1052734
Individual Licenses held under NMLS #76066 in Colorado, California, and Illinois:
Co Lic #: 100019933- Regulated by Colorado Division of Real Estate
CA DOC-76066- Regulated by California Department of Corporations
IL 031.0035012- Regulated by Illinois Department of Financial Regulators    
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Ratings & Reviews
- Highly likely to recommend
06/24/2014 - zuser20140624190737361
Closed refinance loan. Washington Park, Denver, CO
Ritchy is awesome! I had spent more than 6 months working with another lender trying to refinance my condo and I finally got fed up with this other lenders slow, confusing processes and lack of professionalism. I pulled the plug on that lender and them immediately reached out to Ritchy. Literally, in 2 weeks I was completely DONE, refi finished! He led me through the process super efficiently and was 'on it' to say the least with making the whole thing a piece of cake. He's super patient with questions and he's diligent in following through to a degree that was pivotal in helping me navigate my options so that I could make the best decisions for truly, uniquely my needs. Can't say more about how great and easy Ritchy made things!  MoreLess
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Response from Ritchy

 

- Highly likely to recommend
06/20/2014 - zuser20140620081458056
Closed purchase loan. Northwest Colorado Springs, Colorado Springs, CO
This is the second time I have worked with Ritchy on a loan, and once again, he has done a tremendous job and I was completed satisfied with his wonderful service. I highly recommend using Ritchy if you want the best loan for your needs, and want the process to move along smoothly, on the loan side anyway!  MoreLess
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Response from Ritchy

 

- Highly likely to recommend
06/17/2014 - zuser20140617112419062
Closed refinance loan. Sunnyside, Denver, CO
Ritchy was knowledgable and professional and made our refinance super easy! He was patient answering our questions and he helped us find the best product for our needs at the lowest rate available. I would recommend Ritchy Haynes to anyone looking for a new mortgage or a refinance.
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Response from Ritchy

 

Service Areas
Professional Information
Address:
PERL Mortgage
3801 E Florida Ave Ste 400
Denver, CO  80210
Office:
(303) 910-7440Click to view
 
Mobile:
(303) 910-7440Click to view
 
Websites:
Website
 
,
 
, LinkedIn
 
Advice posts:
161
Screen name:
Ritchy Haynes
Member since:
11/26/2012
NMLS #:
  • 76066
Licenses:
  • 100019933 (Colorado MLO- Regulated by Colorado Division of Real Estate)
  • 76066 (NMLS ID)
  • CA DOC-76066 (California MLO- Regulated by California Department of Business Oversight)
  • IL 031.0035012 (Illinois MLO- Regulated by Illinois Department of Financial Regulators)