If you are refinancing a conventional loan and reducing your interest rate, you should want to fund earlier in the month. Every day that passes is another day you are paying that higher interest rate.If it is FHA, fund towards the end, as FHA will charge you for the full 30 days regardless.
Julie,Expect a loan modification with Chase to take at least 90 days. The ball is in your court to call everyday and try to grease the wheels. I know of many successful modifications with Chase.
Does FreddieMac have program similar to FannieMae's "DU Re-Fi Plus" program?
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