When I first thought of buying a home, I found Efrain through this website. I contacted him and he quickly responded. I explained to him that I was interested in buying a home but was not sure if I had enough for my down payment. That is when he told me about the half down. I was excited to learn that I was going to save thousands of dollars towards my down payment. Once I was qualified we checked out a couple of homes. Efrain found just what I was looking for. We waisted no time and he told me exactly what we needed to do to get this house. Sure enough we got the house and now my family and I can enjoy the comfort of our very own home. He made this a great experience and I'm glad that he was able to help us.